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Binomo Dalam Perspektif Ekonomi Syariah Reva Rahayu; Nurlailiyah Aidatussholihah
International Conference on Islamic Economic (ICIE) Vol. 3 No. 2 (2024): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v3i2.329

Abstract

Buying and selling with digital techniques has now grown rapidly in the business world. The many online features that are disguised as investments by promising profits in a short time have made business people interested in these online features. The online feature that is currently popular is the trend in the Binomo Application which implements the Binary Option system. This article aims to analyze the contracts used in Binomo Trading whether they are in accordance with the principles of Islamic economics or in their transaction practices including platforms that contain speculation. The method in this research uses qualitative methods. This qualitative research is used to understand and explain social phenomena in depth, emphasizing meaning and context. The data sources obtained in this study come from literature that has to do with Binomo. The type of data taken uses qualitative data in the form of publication sources or written narratives. Data collection techniques use literature studies sourced from articles and journals related to Binomo. Data analysis techniques use descriptive analysis to describe the results of the research that has been studied. Based on the results of the discussion of this study, it shows that in the Binomo application in terms of its transaction practices contain elements of uncertainty, thus it has been confirmed regarding this practice according to contemporary fiqh that binary optionx trading, namely binaryx option transactions, has elements that contain speculation which is prohibited in Islam
PENYULUHAN LITERASI KEUANGAN GUNA MENUMBUHKAN KEBIASAAN MENABUNG SEJAK DINI DI SEKOLAH DASAR NEGERI 1 (SATU) BUGIS Vina Agustina; Reva Rahayu; Imron Fathurohman; Septian Eka Prahardik; Zumara
Jurnal Istimā Vol 2 No 2 (2025): Agustus - Istimā
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v2i2.259

Abstract

Low financial literacy among elementary school students affects their understanding of the value of money, financial management, and the importance of saving from an early age. This condition is evident among students at SDN 1 Bugis, where most children do not yet have an independent saving habit and tend to display consumptive behavior. This community service activity aims to enhance financial literacy and foster saving habits through interactive counseling sessions. The methods used include presentations, discussions, simple simulations on managing pocket money, and question–answer sessions. The activity was carried out on August 2, 2025, and involved all students from grades 1 to 6. The results indicate an improvement in students’ understanding of basic financial concepts, the benefits of saving, and the development of a more positive attitude toward financial management. The program also succeeded in encouraging students to regularly set aside their pocket money as an initial step toward building responsible financial behavior. Thus, this activity contributes to strengthening financial literacy from an early age through enjoyable and practical educational approaches.