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All Journal Indonesian Journal of Social Sciences, Policy and Politics (IJSSPP)
Milhaya Langco
Mindanao State University Philippines
Social Sciences

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GOVERNANCE AND INSTITUTIONAL PERFORMANCE OF THE AUTONOMOUS REGION IN MUSLIM MINDANAO (ARMM), PHILIPPINES: A CRITICAL ASSESSMENT OF ITS PUBLIC SERVICE DELIVERY FROM THE YEAR 1991 TO 2015. Milhaya Langco
Indonesian Journal of Social Sciences, Policy and Politics Vol. 3 No. 3 (2025): October 2025, Indonesian Journal of Social Sciences, Policy and Politics (IJSSP
Publisher : Yayasan Wayan Marwan Pulungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69745/ijsspp.v3i3.161

Abstract

This aims to evaluate the Autonomous Region in Muslim Mindanao's (ARMM) performance in fulfilling its mandated functions, specifically in addressing the difficulties and problems that the region faced from 1991 to 2015, including poverty, political instability, a lack of peace and order, and inadequate provision of basic social services. Utilizing secondary data and a qualitative research methodology, the study assessed the ARMM's performance and responses to regional challenges. Additionally, it seeks to examine the actions of the ARMM since it was given the authority to rule the Muslim community in the Southern part of the Philippines. The findings suggest that hunger and poverty remain significant issues in the region. The former ARMM has consistently ranked lowest in terms of the availability of fundamental social services, although other parts of the Philippines continue to experience economic growth. The ARMM government's successful programs and interventions did not address the most critical issue facing the community: access to high-quality education. These findings suggest that even in fundamental areas, such as the rigorous execution of programs aimed at reducing poverty and the delivery of social services like access to clean water, sanitary facilities, and medical care, the ARMM as a whole was unable to fulfill its mandated duties. Additionally, a significant issue is the community's widespread culture of silence, even though crime remains prevalent in the area.
REGULATORY CHALLENGES OF ISLAMIC BANKING IN THE PHILIPPINES: THE CASE OF AL-AMANAH BANK Milhaya Langco
Indonesian Journal of Social Sciences, Policy and Politics Vol. 4 No. 2 (2026): June 2026, Indonesian Journal of Social Sciences, Policy and Politics (IJSSPP)
Publisher : Yayasan Wayan Marwan Pulungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69745/ijsspp.v4i2.181

Abstract

Islamic finance has emerged as one of the fastest-growing segments of the global financial industry, driven by ethical investment principles, risk-sharing mechanisms, and regulatory developments in many countries. Despite this global growth, the development of Islamic banking in the Philippines has been relatively slow compared with other Southeast Asian countries. This study aims to examine the regulatory and institutional challenges affecting the development of Islamic finance in the Philippines, focusing on the experience of the Al-Amanah Islamic Investment Bank of the Philippines. The study employs a qualitative descriptive approach using document analysis of legal frameworks, institutional reports, and relevant academic literature related to Islamic banking regulation in the Philippines. The findings indicate that the slow development of Islamic finance in the Philippines is influenced by several factors, including limited regulatory frameworks in the past, lack of institutional capacity and expertise in Islamic finance, taxation issues, and low public awareness regarding Islamic banking services. Although the enactment of Republic Act No. 11439 (Islamic Banking Act of 2019) represents a significant milestone in providing a legal framework for Islamic banking operations, challenges remain in terms of regulatory implementation, institutional readiness, and market development. The study concludes that strengthening regulatory capacity, improving public awareness, and developing institutional expertise are essential to support the sustainable growth of Islamic banking in the Philippines. A limitation of this study is that it relies primarily on secondary data and policy documents..
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