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Blockchain adoption in sustainable supply chains: Opportunities, challenges, and sustainability impacts across sectors Md Jawadur Rahim; Md. Jahidul Islam; Subroto Deb Nath; Muhammad Ihsan Ibn Rahim; Ather Yeasir
Annals of Human Resource Management Research Vol. 4 No. 2 (2024): September
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v4i2.2523

Abstract

Purpose: This study reviews the integration of blockchain technology into modern financial systems and outlines its huge potential to improve transparency, security, and operational efficiency. Based on the challenges of data integrity, fraud prevention, and the reduction of intermediaries, this study assesses the transformational role of blockchain in financial institutions. Research Methodology: A mixed-methods approach was used, combining quantitative survey data from 150 financial executives with qualitative insights from expert interviews. Statistical analysis and thematic interpretation were used to provide an integrated assessment of blockchain applications and the challenges of its adoption in the financial sector. Results: The results show that blockchain improves transaction transparency and security, reducing fraud and data manipulation. Respondents were optimistic about cost reductions from eliminating intermediaries. However, adoption remains limited by scalability issues, regulatory uncertainty, and technical integration challenges, which hinder broader implementation. Conclusions: Blockchain offers strong potential to enhance transparency, security, and efficiency in financial systems; however, adoption remains limited due to complexity, high costs, and regulatory challenges. Limitations: The limitations of the study are the small sample size, which limits the generalization of findings. Further research with larger and more diverse samples is needed to investigate more comprehensively the impact of blockchain on the financial sectors. Contributions: Therefore, this research contributes to the discourse on blockchain as a transformative finance technology by providing insights into useful strategic, policy, and technology issues. Novelty: It also presented both opportunities and challenges in view of realizing blockchain's role in digitizing financial ecosystems.
Impact of consumption values on cashless society: influence of perceived costs Moutusi Tanha; Nayem Mahmud Bhuiyan; Sudipta Mukhopadhyay; Sayed Sajib Mannan; Subroto Deb Nath; Md. Nasirul Islam; Muhammad Al Amin
Annals of Management and Organization Research Vol. 6 No. 3 (2025): February
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v6i3.2090

Abstract

Purpose: This study aims to investigate the influence of consumption values (functional, social, emotional, epistemic, and conditional) on adopting a cashless society while examining the moderating effect of perceived cost and the mediating effect of cashless readiness. Research Methodology: A quantitative research approach was employed, utilizing a convenience sampling method to collect data from 200 respondents through a survey. Statistical analysis techniques such as structural equation modeling (SEM) were likely used to analyze the data and test the hypothesized relationships. Results: The study reveals that functional, epistemic, and conditional values significantly impact cashless readiness, which in turn affects the adoption of a cashless society. Perceived cost is identified as a significant moderator between cashless readiness and the adoption of a cashless society. Additionally, the findings indicate that cashless readiness partially mediates the relationship between functional, epistemic, and conditional values and the adoption of a cashless society. Limitations: A potential limitation could be the use of a convenience sampling method, which may affect the generalizability of the findings to a larger population. Contributions: The findings of this study could be valuable for mobile financial service providers, banking institutions, and governmental organizations in developing strategies to increase the adoption of digital payment systems. It contributes to the existing literature on consumer behavior and technology adoption, specifically in the context of cashless societies and mobile financial services.