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p-Index From 2021 - 2026
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All Journal Indonesia Law Reform Journal (ILREJ) Priviet Social Sciences Journal
Alfan Dzikria Nurrachman
Universitas Negeri Surabaya
Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Initiating financial technology regulation based on Islamic legal principles Alfan Dzikria Nurrachman
Priviet Social Sciences Journal Vol. 5 No. 11 (2025): November 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i11.841

Abstract

This article aims to determine the regulations regarding Sharia financial technology, as regulated in the Regulation of the Financial Services Authority of the Republic of Indonesia Number 40/2024 concerning Information Technology-Based Joint Funding Services (LPBBTI). This study uses an empirical juridical approach with primary data in the form of interviews with funders and Sharia fintech operators. The results of this study indicate that the regulation of Sharia fintech based on POJK Number 40/2024 concerning LPBBTI presents characteristics in the form of ecosystem-based financing, with the spirit built being the distribution of funds to support productive activities. The organizers themselves also provide insurance protection in the distribution of financing and cooperate with certain companies to provide periodic guidance on every productive activity.
Outsourcing in The Digital Sector and The Protection of Workers’ Rights Fadil Muhammad; Alfan Dzikria Nurrachman; Muhamad Sofian
Indonesia Law Reform Journal Vol. 6 No. 1 (2026): March 2026
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/ilrej.v6i1.42160

Abstract

The advancement of digital technology has given rise to the gig economy, which is increasingly dominating the global labor market. A key aspect of this development is digital outsourcing, which offers inclusive opportunities for workers in developing countries, while simultaneously presenting significant challenges to the protection of workers' rights. This study seeks to examine the implications of digital outsourcing policies on worker protection within the context of labor law in Indonesia, highlighting both the positive and negative impacts, the increasing trends observed in Indonesia, and the associated regulatory challenges. The research employs a normative legal analysis, drawing on a statutory regulatory approach, complemented by a literature review of relevant prior studies. The findings reveal that digital outsourcing has positive effects, including expanded global job access, enhanced flexibility, and potential income growth. However, it also has negative consequences, such as legal status ambiguity, inadequate social protection, and excessive working hours. In Indonesia, outsourcing practices are grounded in Manpower Law and the Job Creation Law; however, regulations specifically addressing digital workers remain insufficiently comprehensive. Consequently, labor laws must be reinforced with targeted provisions responsive to digital work models, particularly with regard to the integration of personal data protection laws and cyber law. This research contributes to the ongoing discourse on the need to harmonize labor law with the evolving landscape of digitalization, ensuring equitable protection for workers engaged in digital outsourcing.
Co-Authors Fadil Mas’ud Muhamad Sofian