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All Journal Journal of Islamic Economic Laws Al-Musthalah: Jurnal Riset dan Penelitian Multidisiplin
Lusianah Dhewi Findartika
Universitas Trunojoyo Madura
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Pemodelan ARDL pada Konsumsi Energi, Pertumbuhan Ekonomi terhadap Emisi CO2 di Indonesia Lusianah Dhewi Findartika; Nanda Alfreda Putri; Ubait Syauqi; Achmad Budi Susetyo
Al-Musthalah: Jurnal Riset dan Penelitian Multidisiplin Vol. 2 No. 2 (2025): August (In Press)
Publisher : PT Syamilah Literasi Islami

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Abstract

Penelitian ini menganalisis pengaruh konsumsi energi dan pertumbuhan ekonomi terhadap emisi CO₂ di Indonesia dalam jangka pendek dan panjang menggunakan metode Autoregressive Distributed Lag (ARDL). Data yang digunakan adalah data deret waktu sekunder periode 1991-2021. Hasil uji stasioneritas menunjukkan bahwa variabel konsumsi energi dan emisi CO₂ stasioner pada tingkat diferensiasi pertama I(1), sedangkan pertumbuhan ekonomi stasioner pada tingkat I(0). Hasil estimasi jangka panjang menunjukkan bahwa konsumsi energi dan pertumbuhan ekonomi tidak memiliki pengaruh signifikan terhadap emisi CO₂. Sementara itu, dalam jangka pendek, konsumsi energi menunjukkan pengaruh negatif dan signifikan pada lag 1 dan lag 3, sedangkan pertumbuhan ekonomi menunjukkan pengaruh dinamis dengan arah yang berubah-ubah tergantung pada periode waktu.
The Impact of Love of Money and Islamic Financial Literacy on Muslims' Financial Self-Management in East Java Lusianah Dhewi Findartika; Elfira Maya Adiba
Journal of Islamic Economic Laws Vol. 9 No. 01 (2026): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v9i01.15159

Abstract

This study aims to analyze the influence of Islamic financial literacy and the love of money on Muslims' personal financial management in East Java, both directly and through the mediation of financial self-efficacy. The study used a quantitative approach, employing a survey of Muslims from Generations Y and Z in East Java, selected through purposive sampling. Data analysis was conducted using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results showed that Islamic financial literacy and love of money have a significant positive effect on personal financial management and financial self-efficacy. Financial self-efficacy was shown to have the strongest influence on personal financial management and acts as a partial mediator in the relationship between Islamic financial literacy and love of money with personal financial management. In conclusion, improving Muslim personal financial management requires not only strengthening Islamic financial literacy but also building financial self-confidence. Therefore, an effective Islamic financial literacy program needs to integrate cognitive and psychological aspects simultaneously.
Co-Authors Achmad Budi Susetyo Elfira Maya Adiba Nanda Alfreda Putri Ubait Syauqi