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All Journal Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Journal of Financial Economics & Investment Jurnal Abdimas Mahakam
Cicik Retno Wati
Politeknik Negeri Jember
Economics, Econometrics & Finance Other

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Peningkatan Literasi Perencanaan Keuangan sebagai Sarana Pencegahan Pernikahan Dini Kusuma Ratnawati; Nuraini Desty Nurmasari; Cicik Retno Wati
Jurnal Abdimas Mahakam Vol. 9 No. 01 (2025): Januari
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/jam.v9i01.3186

Abstract

Fenomena pernikahan dini masih menjadi isu signifikan di berbagai daerah di Indonesia, termasuk di Kelurahan Temas, Kota Batu. Salah satu faktor penyebabnya adalah rendahnya literasi perencanaan keuangan di kalangan remaja. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi perencanaan keuangan pada anggota Karang Taruna di Kelurahan Temas sebagai upaya preventif terhadap pernikahan dini. Literasi perencanaan keuangan yang ditingkatkan mencakup perencanaan keuangan secara pribadi, perencanaan keuangan bisnis, serta cara melakukan perencanaan keuangan yang baik. Peningkatan literasi keuangan ini diharapkan dapat membantu individu dalam membuat keputusan yang lebih bijak mengenai masa depan mereka dan mempersiapkan kondisi keuangan yang lebih baik. Kegiatan pengabdian ini menggarisbawahi pentingnya program literasi keuangan yang berkelanjutan bagi karang taruna dalam rangka pencegahan pernikahan dini dan peningkatan kesejahteraan ekonomi masyarakat.
Investment Decisions Among Young Investors: Mediating Role of Risk Perception and Risk Tolerance in Relationship Emotional Intelligence and Financial Literacy Siti Aisjah; Atim Djazuli; Cicik Retno Wati; Muhammad Fajrul Islam F; Wildan Fadhila; Nuraini Desty Nurmasari
Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 11 No. 1 (2026): April 2026
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v11i1.7031

Abstract

This study investigates the influence of financial literacy and emotional intelligence on investment decisions among Generation Z in East Java, considering the mediating roles of risk perception and risk tolerance. Employing a quantitative approach, data were collected from 500 respondents aged 18–24 with valid single investor identification (SID) and prior capital market investment experience. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that financial literacy significantly affects investment decisions, risk perception, and risk tolerance; however, its indirect influence through risk perception and tolerance is not significant. Conversely, emotional intelligence has a direct and significant effect on investment decisions and also indirectly influences them through both mediating variables. These results underscore the importance of integrating emotional intelligence and risk management training into financial education programs targeting young investors. This research highlights the psychological dimensions of financial decision-making and provides practical insights for policymakers, educators, and financial institutions seeking to promote more informed and sustainable investment behavior.
DAMPAK KEBIJAKAN B30 TERHADAP NILAI PERUSAHAAN INDUSTRI MINYAK SAWIT DALAM PENCAPAIAN SUSTAINABLE DEVELOPMENT GOALS (SDGs) 2030 Fairuz Nadhifah; Elis Rahmawati Mar'atus Sholihah; Ngani Alwirya Musi; Titin Andriyani Atmojo; Cicik Retno Wati
Journal of Financial Economics & Investment Vol. 6 No. 2 (2026): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

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Abstract

This study examines the relationship between ROA, ROE, DER, and ownership of ISPO/RSPO certificates on the firm value of palm oil companies listed on the Indonesia Stock Exchange (2022-2024). Using quantitative explanatory methods, 11 companies were analyzed through multiple regressions after classical assumption tests. The study employs four independent variables: X1 (ROA), X2 (ROE), X3 (DER), and X4 (ownership of ISPO and RSPO certificates), and one dependent variable (firm value). The results show that ROA has a positive and significant effect on firm value. Conversely, ROE has a negative and significant effect. DER shows a positive but insignificant effect, while ownership of ISPO and RSPO certificates has a negative and significant effect on firm value. Although the B30 policy has the potential to support SDGs targets and strategies through emission reduction and economic growth, the impact of certification on firm value remains negative due to high certification costs and the lack of market incentives. The implications of this study emphasize the need for financial incentives (subsidies or tax allowances), national campaigns to create premium prices, and the strengthening of certification governance. This study is limited by its short observation period and limited sample size, so generalization should be made cautiously.
Co-Authors Atim Djazuli Elis Rahmawati Mar'atus Sholihah Fairuz Nadhifah Kusuma Ratnawati Muhammad Fajrul Islam F Ngani Alwirya Musi Nuraini Desty Nurmasari Siti Aisjah Titin Andriyani Atmojo Wildan Fadhila