Ananto Triwibowo
Universitas Islam Negeri Jurai Siwo Lampung, Indonesia

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Digital Transformation of Cooperatives in Indonesia: A Descriptive Qualitative Study of Cooperatives in Lampung Province Ananto Triwibowo; Muhammad Mujib Baidhowi; M. Arif Budiman Kasim; Abizar; Mawardi Mawardi; Jati Imantoro
Journal of Islamic Digital Economic and Finance Vol. 2 No. 01 (2026): Journal of Islamic Digital Economic and Finance (JIDEF)
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.2711/jidef.v2i01.571

Abstract

Objective: This study aims to analyze the current state, driving and inhibiting factors, impacts, and patterns of digital transformation among cooperatives in Lampung Province, Indonesia, as part of the broader effort to modernize cooperative institutions in the digital economy. Method: A descriptive qualitative approach was employed to capture the complexity of digital transformation within cooperatives. Data were collected from seven cooperatives through in-depth interviews with 21 key informants, participatory observation, and document analysis. The data were analyzed using the Miles and Huberman interactive model, including data reduction, data display, and conclusion drawing. Results: The findings reveal that digital adoption among cooperatives remains uneven, with an average digitalization index of 51.8%, indicating an early transition toward digital cooperative models. Digital member management systems showed the highest adoption rate, while digital annual meetings and e-commerce platforms remained limited. The main drivers of digital transformation include government support programs, competitive pressure from fintech institutions, and visionary leadership. Conversely, barriers consist of limited digital human resources, inadequate technological infrastructure, organizational resistance to change, and low digital literacy among members. The study also identifies four distinct patterns of cooperative digital transformation: Digital Pioneers, Selective Adopters, Reluctant Followers, and Passive Resistance. Furthermore, digitalization improves operational efficiency and service reach but may reduce social interaction and cooperative solidarity if not managed carefully. Implications: The findings suggest the need for differentiated digitalization policies, continuous digital capacity building, and inclusive transformation strategies that preserve cooperative values while enhancing technological competitiveness Novelty: This study contributes to the literature by proposing a contextual typology of cooperative digital transformation grounded in empirical evidence from Indonesian cooperatives and by highlighting the tension between digital efficiency and the preservation of cooperative social values, an aspect underexplored in prior research.
Economic Stability in Indonesia from an Islamic Perspective: A Systematic Literature Review (2015–2025) Yovi Kusumadani; Ananto Triwibowo
Journal of Contemporary Applied Islamic Philanthropy Vol. 4 No. 1 (2026): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v4i1.564

Abstract

Purpose: This study aims to analyse the concept of economic stability from an Islamic perspective using a Systematic Literature Review (SLR) approach. The study is motivated by the increasing global economic instability caused by inflation, financial crises, digital disruption and economic inequality, whilst research on Islamic economic stability remains largely fragmented and has yet to comprehensively integrate various Islamic economic instruments. Methodology: The research utilised the PRISMA methodology by reviewing nationally and internationally recognised scientific articles published between 2015 and 2025. Data were obtained from the Google Scholar, Scopus, and Science Direct databases using keywords related to economic stability, Islamic economics, and the Islamic financial system. Findings: The results indicate that economic stability from an Islamic perspective is not solely focused on economic growth but also emphasises aspects of distributive justice, social balance, sustainable welfare, and economic moral stability. Instruments such as zakat, waqf, Islamic banking and Islamic monetary policy make a significant contribution to maintaining the economic resilience of society. This study offers a conceptual contribution in the form of the integration of the principles of maqashid al-sharia and macroeconomic stability as an alternative model for a more inclusive and sustainable economy in the face of global economic uncertainty.