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All Journal FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Sinar Sang Surya: Jurnal Pusat Pengabdian kepada Masyarakat Jurnal Manajemen DIVERSIFIKASI PROSIDING SEMINAR NASIONAL PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT (SNPPM) UNIVERSITAS MUHAMMADIYAH METRO JCAIP: Journal of Contemporary Applied Islamic Philanthropy Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Jati Imantoro
Univeristas Muhammadiyah Metro
Religion Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Physics Public Health

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ANALISA E-CONOMY DI ASEAN (Studi Komparatif di Enam Negara ASEAN) Jati Imantoro; Karnila Ali
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 2, No 2 (2019): November
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1268.112 KB) | DOI: 10.24127/jf.v2i2.453

Abstract

This study aims to analyze the development of e-conomy in ASEAN in terms of population use, capitalization value, e-conomy growth, consumer motivation in internet use, and fintech. This research uses descriptive qualitative by using comparative and qualitative methods, namely comparing a debate and analyzing data and matters relating to the numbers used to analyze the problem being carried out. The sample in this study was six ASEAN countries containing Thailand, Vietnam, Singapore, Indonesia, Philippines and Malaysia. E-conomy is getting faster and faster, faster and faster can make money through the internet, growth opportunities outside Metros, and Financial Technology using the era of disruption. Keywords: E-conomy, ASEAN, Financial Technology, Growth
Memanfaatkan Peluang Bisnis ditengah Pandemi Covid 19 – Pelatihan Toko Online pada Kelompok Budidaya Perikanan SRINARA Jati Imantoro; Karnila Ali; Fitriani Fitriani; Andiana Rosid
SINAR SANG SURYA Vol 5, No 2 (2021): Agustus 2021
Publisher : UM Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/sss.v5i2.1699

Abstract

AbstrakDua tahun belakangan pendemi Covid19 memberikan pengaruh buruk terhadap banyak sektor usaha, tidak terkecuali sektor usaha kuliner yang mengalami penurunan omset. Menurunnya trend permintaan di sektor kuliner juga memberikan efek domino di sektor hulu yang salah satunya adalah para supplier bahan baku ikan, dan dalam kasus ini adalah pembudidaya perikanan. Selain penurunan permintaan di sektor usaha kuliner, permintaan produk ikan di level rumah tangga juga menurun karena banyak pasar tradisional ditutup akibat kebijakan social distancing. Akibatnya para pembudidaya perikanan mengalami kesulitan untuk menjual hasil panen mereka, harga terus mengalami penurunan, dan tidak sedikit dari pembudidaya yang harus menghentikan kegiatan mereka, dan beralih ke profesi lain. Kelompok Budidaya Perikanan (Pokdakan) Srimulyo Mina Sejahtera (Srinara) merupakan salah satu Pokdakan yang terpaksa menghentikan kegiatan produksi mereka akibat kondisi pandemi. Untuk meningkatkan penjualan dan menggali potensi produk di sekitar Pokdakan Srinara, Tim Pengabdian Dosen D3 Kuangan dan Perbankan Universitas Muhammadiyah Metro menggelar seminar kewirausahaan dan inovasi bisnis, pengenalan fintech, pelatihan pembuatan dan maksimalisasi toko online. Metode yang digunakan dalam pelatihan ini diantaranya adalah memberikan seminar kewirausahaan dan inovasi bisnis untuk menggali potensi peserta, praktik pembuatan toko online dan terahir adalah maksimalisasi pengelolaan toko online. Hasil pengabdian ini adalah meningkatnya penegetahuan peserta pada pengelolaan toko online, pengetahuan pada proses transaksi online berbasis  fintech, terbentuknya beberapa toko online dari peserta Pokdakan Srinara dengan beberapa produk yang ditawarkan.Kata Kunci: Kewirausahaan, Pelatihan Toko Online, Kelompok Budidaya Perikanan (Pokdakan)AbstractIn the last two years, the Covid-19 pandemic had a negative impact on many business sectors, without exception the culinary sector businesses that force culinary entrepreneurs to stop their work. The declining trend of demand in the culinary sector also has a domino effect in the upstream sector, one of which is the suppliers of fish raw materials and in this case fish cultivators. Beside of the decline in demand in the culinary sector, the demand for fish products at the household level also decreased because many traditional markets were closed due to social distancing policies. As a result, fish cultivators have difficulty selling their harvests and prices continue to decline, and not a few of the cultivators have to stop their activities, and switch to other professions. The Fisheries Cultivation Group (Pokdakan) Srimulyo Mina Sejahtera (Srinara) is one of the Pokdakan that has stopped their production activities due to the pandemic conditions. To increase sales and explore product potential around the Srinara Pokdakan area, the D3 Finance and Banking Team of the University of Muhammadiyah Metro held training on the creation and optimization of online shop. The methods used in this training include providing entrepreneurship and business innovation seminars to explore the potential of participants, the practice of making online shop and finally maximizing online shop management. The result of this service is the formation of several online shops from Srinara Pokdakan participants with several products offered.Keywords: Entrepreneurship, Online Shop Training, Fisheries Cultivation Group
PENGARUH KEBIJAKAN PEMISAHAN (SPIN-OFF) TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Muhammad Anif Afandi; Karnila Ali; Jati Imantoro
FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Vol 6, No 1 (2023): APRIL
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jf.v6i1.1403

Abstract

Penelitian ini dilakukan dengan tujuan untuk mengetahui efektivitas kebijakan pemisahan (spin-off) Unit Usaha Syariah (UUS) dari Bank Umum Konvensional (BUK) sehingga menjadi Bank Umum Syariah (BUS) baru yang salah satunya dapat diketahui dari kemampuan BUS dalam menghasilkan profitabilitas tanpa melupakan variabel lain yaitu variabel internal bank dan variabel makroekonomi. Metode penelitian yang digunakan dalam penelitian ini adalah regresi linier berganda dengan menggunakan variabel dependen berupa profitabilitas BUS dengan proksi Return on Asset(ROA). Selain itu, variabel independen yang digunakan mencakup variabel dummy, variabel internal bank, dan variabel makroekonomi. Hasil penelitian menunjukkan bahwa rata-rata profitabilitas bank sebelum spin-off adalah sebesar 1.650 persen. Sedangkan, rata-rata profitabilitas bank sesudah spin-off lebih tinggi sebesar 0.622 persen dibandingkan dengan profitabilitas bank sebelum spin-off dengan nilai p-value sebesar 0.000 yang artinya H0 ditolak atau dengan kata lain terdapat perbedaan yang signifikan antara profitabilitas bank sesudah dan sebelum dilakukan spin-off. Selain itu, dari variabel independen yang digunakan dapat disimpulkan bahwa DPK dan KAP berpengaruh positif namun tidak signifikan terhadap profitabilitas, PYD berpengaruh positif dan signifikan terhadap profitabilitas, NPF berpengaruh negatif dan signifikan terhadap profitabiltas, dan inflasi berpengaruh negatif dan tidak signifikan terhadap profitabilitas dengan nilai R Square sebesar 0.831 yang artinya variabel dummy (profitabilitas bank sebelum dan sesudah spin-off), DPK, PYD, KAP, NPF, dan tingkat inflasi mampu menjelaskan variasi ROA sebesar 83.1 persen, sementara sisanya yaitu sebesar 16.9 persen dijelaskan oleh variabel lain yang tidak diperhitungkan dalam model penelitian.
ANALISIS KOMPARATIF TINGKAT PENDAPATAN PEDAGANG SEBELUM DAN SESUDAH ADANYA PASAR KREATIF PAYUNGI KOTA METRO Dio Leonardo; Bambang Suhada; Jati Imantoro
SEMINAR NASIONAL PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT Vol 4 No 1 (2022): Special Issue (Gerakan Ekonomi Muhammadiyah)
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sektor pariwisata merupakan sektor yang potensial untuk dikembangkan sebagai salah satu sumber pendapatan asli daerah. Sektor pariwisata juga berpotensi mendorong pertumbuhan ekonomi dan penciptaan lapangan kerja. Keberadaan industri tersebut membuat masyarakat sekitar memiliki pekerjaan baru dan pendapatan yang lebih baik dari kondisi sebelumnya. Peningkatan pendapatan akan membantu meningkatkan perekonomian keluarga. Penelitian ini bertujuan untuk mengetahui mengetahui perbandingan pendapatan pedagang sebelum dan sesudah adanya Pasar Kreatif Payungi Kota Metro. Desain penelitian adalah penelitian kuantitatif atau penelitian verifikatif. Metode yang digunakan dalam penelitian ini adalah metode survei analitik, variabel penelitian adalah pendapatan pedagang. Populasi dan sampel penelitian adalah pedagang yang bertempat tinggal di Kelurahan Yosomulyo yang berjualan di Pasar Kreatif Payungi dengan jumlah sampel yang diambil sebanyak 66 pedagang. Teknik pengumpulan data menggunakan kuisioner. Alat analisis yang digunakan adalah menggunakan Uji statistik dengan (Paired T-Test) dengan program SPSS. Hasil penelitian menunjukkan terdapat pengaruh yang signifikan Pasar Kreatif Payungi terhadap pendapatan masyarakat yang berdagang di Pasar Kreatif Payungi yang dapat dilihat dari peningkatan pendapatan masyarakat dari sebelum adanya Pasar Kreatif Payungi.
Etika Bisnis dalam Ekonomi Digital: Studi Kasus Penerapan Prinsip Kejujuran pada Platform E-Commerce UMKM di Indonesia Jati Imantoro
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 1 (2025): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i1.5968

Abstract

The digital transformation has significantly reshaped marketing strategies, especially for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. In digital marketing contexts, honesty emerges as a crucial ethical concern, as business actors face temptations to manipulate information for immediate gains. This study aims to explore the practice of honesty in digital marketing among MSMEs and examine the role of Islamic business ethics in shaping ethical behavior. Employing a qualitative case study approach, in-depth interviews were conducted with MSME actors actively utilizing digital platforms for product promotion. Findings reveal that honesty in conveying product information is a key factor in building consumer trust, and MSMEs internalizing Islamic ethical values demonstrate greater consistency in practicing honest marketing. This research offers significant implications for developing sustainable, value-based MSME business models and provides strategic input for policymakers to design contextual digital business ethics regulations and training programs.
Analisi Tingkat Kepuasan Pelanggan Terhadap Kualitas Pemasangan Plafon PVC Menggunakan Metode Customer Satisfaction Index (CSI) (Studi Kasus Desa Tanjung Serupa, Kec. Pakuan Ratu, Kab.Way Kanan Refision Nugroho; Jati Imantoro; Yateno
Jurnal Manajemen DIVERSIFIKASI Vol. 5 No. 1 (2025): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v5i1.3966

Abstract

Marketing is a body that all activities or efforts are carried out in the field of marketing, namely distributing from producers to consumers through marketing. The main actors in ceiling marketing (PVC), namely ceilings that have water-repellent materials or elastic materials, while the parties involved in preparing ceiling raw materials are workers, ceiling installation services, goods transportation services, and parties who assist in marketing them . The type of research used in this research is descriptive and verification research. Verification research is a type of research that aims to test a theory or results of previous research, (Sukmadinata, 2006:5). Using this research method to determine the significant relationship between the variables studied. The Cuctomer Satisfaction Index (CSI) method was used in this study to examine the effect of the dimensions of service quality on customer satisfaction in PVC ceilings. Analysis of overall customer satisfaction was carried out by calculating the value of the Customer Satisfaction Index (CSI). The consumer satisfaction scale commonly used in index interpretation is a scale of 0 to 1. Based on the calculation of the customer satisfaction index, the CSI value for ceiling installation quality gets a score of 72.74% which is in the range of 66 – 80 meaning customer satisfaction with the overall quality of ceiling installation. seen based on the performance and importance of the attributes are in the criteria of "satisfied". with a scale of 66 to 80 that the level of customer satisfaction in Tanjung Sesama Village is generally in the satisfied category, meaning that the customer feels "satisfied" with the quality of the ceiling installation.
Pengaruh Kualitas Layanan, Kemudahan Penggunaan, Dan Kepercayaan Terhadap Keputusan Pembelian Dengan Word Of Mouth Sebagai Variabel Intervening Pada Pengguna Shopee (Studi Pada Mahasiswa Manajemen Universitas Muhammadiyah Metro Angkatan 2019) Devita Febrianti; Jati Imantoro; Muhammad Dzaki Ramadan
Jurnal Manajemen DIVERSIFIKASI Vol. 5 No. 2 (2025): Juni
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v5i2.4354

Abstract

This is study aims to determine the direct effect between service quality, ease 0f use, and trust in purchasing decisions with word of mouth as an intervening variable. This research is a quantitative research by measuring the variables of service quality, ease of use and trust by using a closed questionnaire. The questionnaire scoring scale for each variable is 1-5 so that the range of scores obtained by respondents is between 20-100. Data collection was carried out by distributing questionnaires to a sample of 50 respondents. Data analysis in this study used path analysis with the help of the SPSS Version 25.0 application. The results of study show that there is a direct influence between service quality and word of mouth for shopee users. There is a direct effect of ease of use on word of mouth for shopee users. There is a direct effect of trust in word of mouth on shopee users. There is a direct effect of service quality on purchasing decisions for shopee users. There is a direct of ease of use purchasing decisions for shopee users. There is a direct influence of trust in purchasing decisions for shopee users. There is a direct influence of word of mouth on purchasing decisions for shopee users
Pengaruh Produk, Harga, Distribusi Terhadap Volume Penjualan Produk Nabati Pada PT. Pinus Merah Abadi M Davin; Sri Retnaning Rahayu; Jati Imantoro
Jurnal Manajemen DIVERSIFIKASI Vol. 5 No. 1 (2025): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v5i1.4613

Abstract

Based on field findings, the issue identified is the fluctuation, which tends to decrease, in thesales volume of PT Pinus Merah Abadi. The objective of this study is to determine the impactof product, price, and distribution on the sales volume of Nabati products at PT Pinus MerahAbadi. This study is a quantitative research, using an explanatory research type, with timeseries data from July 2022 to May 2023, and analyzed using multiple linear regression. Theresults show that price has a positive effect on the sales volume at PT Pinus Merah Abadi.Product has a positive effect on the sales volume at PT Pinus Merah Abadi. Distribution hasa positive effect on the sales volume at PT Pinus Merah Abadi. Price, product, anddistribution together have a positive effect on the sales volume at PT Pinus Merah Abadi,with the most significant variable being price.
Pengaruh Citra Perusahaan Dan Nilai Yang Dirasakan Terhadap Perilaku Konsumen Pada Primamedia Metro Alif Rahman Thohir; Dharmawan; Jati Imantoro
Jurnal Manajemen DIVERSIFIKASI Vol. 5 No. 3 (2025): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v5i3.4698

Abstract

The development of business ventures in the current era of globalization is increasingly rapid, marked by an increasingly high and tight level of competition between companies. This situation causes companies in general to try to maintain survival, develop the company, obtain optimal profits and try to strengthen the company's position in facing competing companies. Primamedia Metro is a company that provides printing services to consumers from various circles. Based on the results of interviews conducted with owners regarding financial data, it shows that since the onset of COVID-19, it has resulted in losses, due to not being able to carry out normal business activities. The formulation of the problem in this research is 1) Is there an influence of company image on consumer behavior at Primamedia Metro? 2) Is there an influence of perceived value on consumer behavior at Primamedia Metro? 3) Is there an influence of company image and perceived value together on consumer behavior at Primamedia Metro? This research was carried out at Primamedia Metro using non-random sampling, namely purposive sampling of 90 respondents, namely Primamedia Metro consumers. The analysis technique in this research uses multiple linear regression tests with the SPSS application. From the research results it can be concluded that company image has a positive and significant influence on consumer behavior, perceived added value has a positive and significant influence on consumer behavior, and company image and perceived added value together have a positive and significant influence on consumer behavior.
Pengaruh Pemberian Reward Dan Punishment Terhadap Kinerja Karyawan Dengan Disiplin Kerja Sebagai Variabel Intervening (Studi Pada KSPPS BMT Assyafi’iyah Berkah Nasional Kota Gajah) Alvira Dwi Umami; Jati Imantoro; Faiz Dwi Nugroho
Jurnal Manajemen DIVERSIFIKASI Vol. 5 No. 2 (2025): Juni
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v5i2.4710

Abstract

Competition between companies now does not only involve competition for physical evidence and capital but competition for personnel or human resources owned, because competition and competition are increasingly tight, employees are required to be able to perform well. At KSPPS BMT Asyafii'iyah Berkah Nasional Kota Gajah certainly requires employees who have good performance, this can be influenced by rewards, punishments and also work discipline applied to this company. This study aims to determine the direct influence between Reward and Punishment on Employee Performance with Work Discipline as an Intervening Variable (Study on KSPPS BMT Assyafi'iyah Berkah Nasional Kota Gajah). This research is a quantitative research by measuring the variables of Reward, Punishment, Employee Performance and Work Discipline using questionnaires. The questionnaire scoring scale on each variable is 1-5 so that theoretically the range of scores obtained by respondents is between 20-100. Data collection was carried out by distributing questionnaires to a sample of 40 respondents. Data analysis in this study used path analysis with the help of SPSS application version 25. The results showed that 1) There is a direct effect of reward on employee performance. 2) There is a direct influence of punishment on employee performance. 3) There is a direct effect of reward on work discipline. 4) There is a direct influence of Punishment on employee Work Discipline. 5) There is a direct influence of Work Discipline on employee performance.
Co-Authors Ali, Karnila Alif Rahman Thohir Alvira Dwi Umami Annisa Rakhma Dewi Bambang Suhada Devita Febrianti Dharmawan Dio Leonardo Durotun Nasikah Faiz Dwi Nugroho Finka Wulandari Fitriani Fitriani M Davin Muhammad Anif Afandi Muhammad Dzaki Ramadan Refision Nugroho Rosid, Andiana Salsabila Khairi Slamet Tedy Siswoyo Sri Retnaning Rahayu Yateno