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All Journal Jurnal Kajian Hukum Dan Kebijakan Publik Sinergi : Jurnal Ilmiah Multidisiplin
Baidhowi
Fakultas Hukum, Universitas Negeri Semarang
Aerospace Engineering Humanities Biochemistry, Genetics & Molecular Biology Education Environmental Science Health Professions Immunology & microbiology Law, Crime, Criminology & Criminal Justice Physics Social Sciences

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Perlindungan Hukum Data Nasabah Dalam Bank Digital Berbasis General Data Protection Regulation Di Indonesia Affan Najmun Nahar; Putra Bagus Oktavian; Adrian Hadiputra; Dismas Arya Diputra; Ahmad Rezal Rizkyansyah; Baidhowi
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 2 No. 4 (2026): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

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Abstract

Advances in digital technology have driven the transformation of banking services from conventional systems to digital banks that rely on electronic data processing. This transformation brings convenience to customers, but at the same time increases the risk of personal data breaches, unauthorized access, and cyberattacks. This study aims to analyze legal regulations governing digital banks regarding customer data breaches,legal protections for customer data, and to compare regulations in Indonesia with the General Data Protection Regulation (GDPR) in the European Union. The research methodology employed is a normative legal approach using legislative, conceptual, and comparative analyses. The research results indicate that Indonesia already has a legal framework for customer data protection through the principle of bank secrecy in the Banking Law, the Information and Electronic Transactions Law, and the Personal Data Protection Law, which require data controllers to ensure data security and report data protection failures within a maximum of 3 x 24 hours. However, the implementation of such protection still faces challenges in the areas of supervision, compliance, and enforcement. Compared to the GDPR, regulations in Indonesia still lag behind in terms of accountability, the severity of sanctions, the obligation to notify data breaches, and the authority of the supervisory body. Therefore, legal protection of customer data in digital banks in Indonesia needs to be strengthened through supervision
Peran Hukum Islam Terhadap Hukum Positif di Indonesia Fadhil Citra Darmakusuma; Muhammad Afrizal Habibie; Muhammad Zidan Ramadhan; Nauval Athalah Ramadani; Raja Huwaidi Kamil; Baidhowi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Agustus
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/wdv9ea16

Abstract

This study examines the role of Islamic law in the formation and development of positive law in Indonesia, which historically, philosophically, and constitutionally holds a crucial position within the national legal system. As an integral part of Indonesian society, Islamic law has contributed to various aspects of regulation, particularly in the areas of family law, Islamic economics, and Islamic philanthropy. Through an analysis of regulations such as the Marriage Law, the Zakat Law, the Waqf Law, and the Islamic Banking Law, this study demonstrates that sharia principles such as justice, welfare, and legal certainty are relevant to the objectives of national law, which is based on Pancasila and the 1945 Constitution. However, harmonization between Islamic law and positive law still faces challenges, including legal pluralism, differences in interpretation, and institutional limitations. Based on this discussion, this study recommends strengthening sharia-based legislation, increasing the capacity of Islamic legal institutions, legal literacy, and contextual ijtihad to ensure that Islamic law plays a growing role in the development of a just, modern, and Indonesian-characterized national law.
Integrasi Hukum Islam dalam Sistem Hukum Nasional melalui Kajian Peradilan Agama Indonesia Darian Ezra ‘Aabidah; Luhung Cahya Adi; Jezkhiel Septryan Jubilate Oppusunggu; Muhammad Faisal Firdaus; Ahmad Haikal Manggabarani; Baidhowi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Agustus
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/wyq6dx19

Abstract

This study aims to critically examine the integration of Islamic law within the Indonesian national legal system, specifically through the role and jurisdiction of the Religious Courts (Peradilan Agama) and the utilization of the Compilation of Islamic Law (KHI) as a primary reference. Although Islamic law is formally recognized, and the KHI is widely employed by judges to resolve marriage, inheritance, and waqf (endowment) cases, this research is driven by two main issues: first, the ongoing debate regarding the binding power of the KHI, which is legally based only on a Presidential Instruction; and second, the overlapping jurisdiction between the Religious Courts and the General Courts (Peradilan Umum) in practice. Operating within the framework of the Pancasila legal state, this research analyzes the consistency of these regulations with the principles of legal certainty, usefulness, and justice. The findings are expected to formulate recommendations for legal reform to strengthen the integration of Islamic law and resolve confusion at the practical level.
Co-Authors Adrian Hadiputra Affan Najmun Nahar Ahmad Haikal Manggabarani Ahmad Rezal Rizkyansyah Darian Ezra ‘Aabidah Dismas Arya Diputra Fadhil Citra Darmakusuma Jezkhiel Septryan Jubilate Oppusunggu Luhung Cahya Adi Muhammad Afrizal Habibie Muhammad Faisal Firdaus Muhammad Zidan Ramadhan Nauval Athalah Ramadani Putra Bagus Oktavian Raja Huwaidi Kamil