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All Journal Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN) NETIZEN (JOURNAL OF SOCIETY AND BUSSINESS)
Novita Triyatun
Universitas Selamat Sri Kendal
Economics, Econometrics & Finance

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PERJANJIAN PERDAGANGAN DAN EKONOMI IEU-CEPA: KERANGKA WAKTU RATIFIKASI DAN IMPLIKASINYA BAGI AKSES PASAR DAN KERJA SAMA EKONOMI STRATEGIS INDONESIA DAN UNI EROPA DI TENGAH DINAMIKA GLOBAL Novita Triyatun
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 3 No. 5 (2025)
Publisher : CV. ADIBA AISHA AMIRA

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This study analyses the ratification timeline of the Indonesia–European Union Trade and Economic Agreement (IEU-CEPA) and its implications for market access and strategic economic cooperation between the two parties amid global geopolitical and economic dynamics. The complex and time-consuming ratification process has led to regulatory uncertainty and market access barriers, which could potentially reduce the competitiveness of Indonesian exports compared to other countries that have already concluded similar agreements with the European Union. In addition, the IEU-CEPA offers strategic opportunities in strengthening the green economy sector, digitalisation, supply chains, and human resource capacity building, which are key to navigating global economic and geopolitical shifts. Through descriptive qualitative methods and content analysis of the agreement documents, as well as comparative studies with similar trade agreements in the Southeast Asian region, this study provides important recommendations regarding the acceleration of ratification and regulatory harmonisation to maximise the benefits of trade and economic diplomacy. The results of this study are expected to serve as a reference for policymakers in optimising Indonesia's role in an increasingly competitive and sustainable international trade arena.
INOVASI PEMBIAYAAN MIKRO BERBASIS PEER-TO-PEER LENDING UNTUK PEMBERDAYAAN EKONOMI DESA Mahardika Catur Putriwana Malik; Ajeung Syilva Syara Noor Silmi Sudrajat; Novita Triyatun; Al-Amin
NETIZEN: JOURNAL OF SOCIETY AND BUSSINESS Vol. 2 No. 5 (2025): MEI
Publisher : CV. ADIBA AISHA AMIRA

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This research aims to discover how Peer-to-Peer Lending Based Microfinance Innovation for Village Economic Empowerment. This form of research is descriptive, analytical, and critical. Therefore, the author can comprehensively outline how Peer-to-Peer Lending Based Microfinance Innovation for Village Economic Empowerment. In this study, the author optimally uses two data sources related to this research. Primary data sources and secondary data sources. The main sources of this research are books and scientific journals on Financing Innovation. The result of this research is that P2P lending has been proven effective in empowering the village economy by providing easy, fast, and inclusive access to financing. Through fintech innovation, women's empowerment, and a sharia-based approach, P2P lending improves the performance of MSMEs and contributes to sustainable economic development in villages.
Co-Authors Ajeung Syilva Syara Noor Silmi Sudrajat Al-Amin Mahardika Catur Putriwana Malik