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EFEKTIVITAS SERTIFIKAT ELEKTRONIK SEBAGAI BUKTI KEPEMILIKAN HAK ATAS TANAH DALAM RANGKA MEWUJUDKAN E-GOVERNMENT Eka Ermala; Arga Chon Feriandref, Othman Ballan, Mubaraq, Duwi Aryadi
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 4 No. 2 (2026): JEBIMAN (Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi)
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

This research aims to identify and analyze the effectiveness of electronic certificates as proof of ownership of land rights and how electronic land certificates are able to realize the implementation of electronic-based government (E-government), the advantages and disadvantages of conventional certificates and electronic certificates, and discuss the inhibiting factors for the implementation of electronic certificates in efforts to realize E-government. This study uses a normative juridical research method, by reviewing laws and regulations, including Law Number 1 of 2024, the second amendment to Law Number 11 of 2008 concerning ITE, Presidential Regulation Number 95 of 2018 concerning Electronic-Based Government Systems (E- government), Regulation of the Ministry of ATR / BPN Number 3 of 2023 concerning the Issuance of electronic documents in land registration activities, Government Regulation of the Republic of Indonesia Number 71 of 2019 concerning the Implementation of Electronic Systems and Transactions, Government Regulation Number 24 of 1997 concerning Land Registration.
ANALISIS PERJANJIAN KREDIT SINDIKASI DI PERBANKAN DAN KAITANNYA DENGAN PRINSIP KEHATI-HATIAN Eka Ermala; Arga Chon Feriandref, Othman Ballan, Mubaraq, Duwi Aryadi
JOURNAL OF LAW AND NATION Vol. 3 No. 3 (2025): Journal of Law and Nation
Publisher : INTELIGENSIA MEDIA

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Abstract

This research aims to identify and analyze the arrangements and procedures for applying for Syndicated Credit in Banking and their relationship to the Prudential Principle which is the basis for Principles in Banking. The formulation of the problem that will be discussed in this article is about procedures, requirements and legal rules governing syndicated credit in banking. The type of research is normative law, namely a research method that emphasizes legislation, conceptual law and case law, as well as explaining theories related to the research problem. The research results show that the implementation of Syndicated Credit is related to the rights and obligations of the parties. As long as the parties fulfill these requirements and carry out the agreed agreements and carry out supervision simultaneously, the risk of default will be smaller. Regulations regarding authority, rights and obligations between the Debtor and the Bank in the Syndicated Credit Agreement must be stated clearly in the Syndicated Credit Agreement so that there are no gaps in the norms that could cause problems in the future.
Pewarisan Aset Digital di Indonesia: Sebuah Systematic Literature Review Mengenai Status Hukum, Problematika, dan Kebutuhan Reformasi Hukum Waris Perdata Eka Ermala
Cessie : Jurnal Ilmiah Hukum Vol. 5 No. 1 (2026): Cessie: Jurnal Ilmiah Hukum
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/3h6ntc20

Abstract

Pesatnya perkembangan teknologi informasi telah melahirkan entitas kekayaan baru dalam bentuk aset digital, seperti aset kripto, Non-Fungible Tokens (NFT), dan akun media sosial yang memiliki nilai ekonomis. Fenomena ini menghadirkan tantangan fundamental bagi sistem hukum waris Indonesia yang sebagian besar masih berparadigma konvensional dan berbasis pada benda berwujud. Artikel ini menggunakan metode Systematic Literature Review (SLR) untuk menganalisis dan mensintesis literatur akademis terkini guna memetakan status hukum, mengidentifikasi problematika, dan merumuskan arah pembaruan hukum terkait pewarisan aset digital. Hasil kajian menunjukkan bahwa, secara yuridis, aset digital dapat diklasifikasikan sebagai bagian dari harta waris (boedel) karena memenuhi unsur nilai ekonomis dan dapat dialihkan, sehingga tunduk pada ketentuan hukum waris perdata (BW), Kompilasi Hukum Islam, maupun hukum adat. Meskipun demikian, tinjauan ini mengidentifikasi adanya kekosongan hukum (rechtsvacuüm) yang signifikan pada tataran implementasi. Problematika utama yang muncul meliputi: (1) kesulitan teknis bagi ahli waris untuk mengakses aset yang terproteksi kriptografi (kata sandi, private key); (2) kelemahan dalam pembuktian kepemilikan aset tanpa adanya perencanaan waris digital; dan (3) potensi konflik antara hukum waris nasional dengan kebijakan Terms of Service (ToS) platform digital asing. Studi ini menyimpulkan bahwa terdapat urgensi bagi Indonesia untuk melakukan reformasi hukum waris yang adaptif. Rekomendasi utama mencakup pembentukan regulasi khusus yang mengatur pewarisan aset digital, pengenalan instrumen hukum seperti surat wasiat digital (digital will), dan peningkatan literasi masyarakat mengenai pentingnya perencanaan waris digital (digital estate planning) untuk menjamin kepastian hukum dan melindungi hak-hak ahli waris di era digital.