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All Journal INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) International Journal of Economics Business and Social Sciences
Nikmatul Masruroh
Pascasarjana UIN Kiai Haji Achmad Siddiq Jember

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THE ROLE OF ZAKAT COMMUNITY DEVELOPMENT IN THE ADVANCEMENT OF SMART FARMING TO SUPPORT SUSTAINABLE DEVELOPMENT IN BONDOWOSO REGENCY Abdul Mu'is; Moch. Chotib; Nikmatul Masruroh
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 3 No. 6 (2025): JUNE
Publisher : Adisam Publisher

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Abstract

Islam, as a religion embodying rahmatan lil 'alamin (mercy to all creation), strongly emphasizes the preservation of human welfare, including faith, life, mental health, lineage, and property. This qualitative study, grounded in a post-positivist paradigm and phenomenology, explores the lived experiences of community members involved in smart farming empowerment in Bondowoso Regency. Focusing on the innovative "Subur Berkah" livestock village, data were collected through participant observation, semi-structured interviews with Baznas representatives and locals, and documentation. Snowball sampling identified informants with rich experiential knowledge. The researcher acted as the primary instrument, ensuring authentic engagement and data collection. Data analysis employed the interactive model of Miles, Huberman, and Saldana, involving condensation, display, and iterative conclusion drawing. Findings reveal that Baznas transforms zakat from charity into productive empowerment by identifying beneficiaries, delivering intensive training, and maintaining ongoing support, fostering economic and social independence. Smart farming innovations such as integrated housing, fermented feed, data-driven health management, and digital tools enhance livestock productivity and income. This participatory empowerment model significantly advances sustainable development goals by addressing poverty, food security, employment, inequality, and promoting environmentally sustainable, technology-driven rural development.
TRADERS’ STRATEGIES FOR MAINTAINING FAMILY FINANCIAL STABILITY IN THE DIGITAL AGE FROM THE PERSPECTIVE OF ISLAMIC BUSINESS ETHICS: A COMPARATIVE STUDY AT THE MAIN MARKET AND SENENAN TANGGUL MARKET IN JEMBER Faizah Mufilda Amalia; Nikmatul Masruroh; Retna Anggitaningsih
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 3 No. 11 (2026): INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21125902

Abstract

This study aims to analyze traders’ strategies for maintaining family financial stability in the digital age from the perspective of Islamic business ethics through a comparative study at the Central Market and Senenan Tanggul Market in Jember. This study employs a qualitative approach using a descriptive-comparative method. Data were collected through in-depth interviews, direct observation, and documentation of purposively selected active traders. Data analysis was conducted using an interactive model that includes data reduction, data presentation, and drawing conclusions. The results indicate that the financial stability of traders’ families is determined by three main factors: digital adaptability, effective financial management, and the application of Islamic business ethics. Traders at Pasar Induk demonstrate a higher level of digital adaptability through the use of social media and digital platforms, enabling them to expand their market reach and increase income by approximately 20–25%. In contrast, merchants at Senenan Tanggul Market are still dominated by conventional systems, which result in limited market access and stagnant income. Furthermore, the application of Islamic business ethics principles—such as honesty, fairness, and trustworthiness—has been shown to increase consumer trust and support business sustainability. This study concludes that the integration of digitalization and Islamic business ethics is an effective strategy for maintaining the financial stability of traders’ families. However, the digital literacy gap, limited capital, and access to technology remain major obstacles that require policy intervention through training and the empowerment of traditional traders. 
Traders’ Strategies for Maintaining Family Financial Stability in the Digital Age from the Perspective of Islamic Business Ethics: A Comparative Study at the Main Market and Senenan Tanggul Market in Jember Faizah Mufilda Amalia; Nikmatul Masruroh; Retna Anggitaningsih; Muhammad Darul Ulum
International Journal of Economics Business and Social Sciences Vol. 1 No. 2 (2026)
Publisher : Atha Publishing Globalindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64845/ijebss.v1i2.383

Abstract

This study aims to analyze traders’ strategies for maintaining family financial stability in the digital age from the perspective of Islamic business ethics through a comparative study at the Central Market and Senenan Tanggul Market in Jember. This study employs a qualitative approach using a descriptive-comparative method. Data were collected through in-depth interviews, direct observation, and documentation of purposively selected active traders. Data analysis was conducted using an interactive model that includes data reduction, data presentation, and drawing conclusions. The results indicate that the financial stability of traders’ families is determined by three main factors: digital adaptability, effective financial management, and the application of Islamic business ethics. Traders at Pasar Induk demonstrate a higher level of digital adaptability through the use of social media and digital platforms, enabling them to expand their market reach and increase income by approximately 20–25%. In contrast, merchants at Senenan Tanggul Market are still dominated by conventional systems, which result in limited market access and stagnant income. Furthermore, the application of Islamic business ethics principles—such as honesty, fairness, and trustworthiness—has been shown to increase consumer trust and support business sustainability. This study concludes that the integration of digitalization and Islamic business ethics is an effective strategy for maintaining the financial stability of traders’ families. However, the digital literacy gap, limited capital, and access to technology remain major obstacles that require policy intervention through training and the empowerment of traditional traders.
Co-Authors Abdul Mu'is Faizah Mufilda Amalia Moch. Chotib Muhammad Darul Ulum Retna Anggitaningsih