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All Journal INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) International Journal of Social and Education (INJOSEDU)
M. Fakhriansyah
Politeknik Akamigas Palembang, Indonesia

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TRANSVERSAL TECHNOLOGY AS A KEY IDEA FOR FUTURE GLOBAL ECONOMIC GROWTH Loso Judijanto; M. Fakhriansyah; K. M. Faisal Reza
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Publisher : Adisam Publisher

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Transversal technologies play a vital role as a key driver in future global economic growth. In this context, technology not only functions as a tool, but also as a driving force that significantly changes the economic and business paradigm. Innovation in this sector, driven by technology, can improve people's welfare and strengthen the cultural identity of the nation. Transversal technologies are important forces behind innovation and development, and in the years to come, their significance is only predicted to increase. These technologies will probably have a significant impact on how many industries and society as a whole develop in the future as they continue to progress. Transversal technologies have the ability to address some of the major issues facing humanity in addition to spurring innovation and economic progress. Transversal technologies not only serve to improve efficiency and productivity, but also act as key drivers in creating new opportunities and driving inclusive and sustainable economic growth. Collaboration between stakeholders, including governments and the private sector, is essential to harness this potential and address future challenges.
DECENTRALIZED FINANCE (DeFi) AND ITS IMPLICATIONS FOR MONETARY POLICY EFFECTIVENESS IN DEVELOPING COUNTRIES M. Fakhriansyah; Kurnia Ramadhon
INJOSEDU: International Journal of Social and Education Vol. 2 No. 7 (2025)
Publisher : Adisam Publisher

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This study aims to examine the impact of Decentralized Finance (DeFi) on the effectiveness of monetary policy in developing countries through a literature review approach. DeFi, as a blockchain-based financial system that operates without traditional intermediaries, is increasingly demonstrating its potential to disrupt conventional monetary policy transmission mechanisms. Through an analysis of various academic studies, reports from international financial institutions, and recent publications on DeFi dynamics, this study identifies the key challenges faced by central banks in maintaining price stability, managing liquidity, and regulating the financial system amidst the widespread use of digital assets and DeFi protocols. Furthermore, DeFi also offers opportunities to increase financial inclusion and payment system efficiency, particularly in developing countries facing limitations in traditional financial infrastructure. The study's findings suggest that the success of monetary policy in the digital era depends heavily on the ability of monetary authorities to respond to technological innovation through policy adaptation, dynamic regulation, and cross-sector collaboration. This study provides a conceptual contribution to understanding the interaction between decentralized financial innovation and traditional macroeconomic instruments in the context of developing countries.
Co-Authors K. M. Faisal Reza Kurnia Ramadhon Loso Judijanto