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Ari Data
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Pengaruh Kepribadian, Lingkungan Keluarga Dan Teman Sebaya Terhadap Minat Berwirausaha Pada Mahasiswa di Kota Kupang Naisau, Maria Melania; Ari Data; Fernando Saragih
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 5 No. 6: Mei 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v5i6.16990

Abstract

Penelitian ini bertujuan untuk menganalisis rendahnya minat berwirausaha pada mahasiswa perguruan tinggi negeri di Kota Kupang. Metode yang digunakan adalah penelitian kuantitatif dengan pendekatan survei. Instrumen penelitian berupa kuesioner yang terdiri dari 64 pernyataan, meliputi 20 item variabel kepribadian (X1), 16 item lingkungan keluarga (X2), 16 item teman sebaya (X3), dan 12 item minat berwirausaha (Y). Hasil pengujian instrumen menunjukkan bahwa seluruh item layak digunakan. Selanjutnya dilakukan uji asumsi klasik untuk memastikan kelayakan data. Teknik analisis yang digunakan meliputi analisis deskriptif, regresi linier berganda, dan uji hipotesis. Hasil penelitian menunjukkan bahwa kepribadian berpengaruh positif dan signifikan (0,160; 0,000 < 0,05), lingkungan keluarga berpengaruh positif dan signifikan (0,291; 0,000 < 0,05), serta teman sebaya juga berpengaruh positif dan signifikan (0,186; 0,000 < 0,05) terhadap minat berwirausaha. Secara bersama-sama, ketiga variabel tersebut berpengaruh secara simultan terhadap minat berwirausaha.
Pengaruh Literasi Keuangan Dan Perilaku Keuangan Terhadap Minat Investasi Mahasiswa Kecia Nenoliu; Ari Data; Agustina Butar-Butar
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.44723

Abstract

This study aims to analyze the influence of financial literacy and financial behavior on students' investment interest. The background of this study is based on the low investment interest of students, indicated by the dominance of neutral to disagree responses on various investment interest indicators. The research method used is a quantitative approach with data collection techniques through questionnaires. The population in this study were students of the Economics Education Study Program at Nusa Cendana University, class of 2022-2025, with a sample of 209 respondents determined using a purposive sampling technique. Data analysis was performed using the classical assumption test, multiple linear regression, t-test, F-test, and coefficient of determination test. The results showed that financial literacy has a positive and significant effect on investment interest with a coefficient value of 0.539 and a significance of 0.000. Financial behavior also has a positive and significant effect on investment interest with a coefficient value of 0.335 and a significance of 0.000. Simultaneously, financial literacy and financial behavior have a significant effect on investment interest with a calculated F value of 159.661 and a significance of 0.000. Furthermore, the coefficient of determination test results showed an R-square value of 0.608, indicating that the two independent variables were able to explain 60.8% of the variation in investment interest, while the remainder was influenced by factors outside the study. Therefore, it can be concluded that improving financial literacy and financial behavior are important factors in increasing students' investment interest.Keywords: Financial Literacy, Financial Behavior, Consumer Behavior
Co-Authors Agustina Butar-butar fernando saragih Kecia Nenoliu Naisau, Maria Melania