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Pengaruh Literasi Keuangan Dan Perilaku Keuangan Terhadap Minat Investasi Mahasiswa Kecia Nenoliu; Ari Data; Agustina Butar-Butar
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.44723

Abstract

This study aims to analyze the influence of financial literacy and financial behavior on students' investment interest. The background of this study is based on the low investment interest of students, indicated by the dominance of neutral to disagree responses on various investment interest indicators. The research method used is a quantitative approach with data collection techniques through questionnaires. The population in this study were students of the Economics Education Study Program at Nusa Cendana University, class of 2022-2025, with a sample of 209 respondents determined using a purposive sampling technique. Data analysis was performed using the classical assumption test, multiple linear regression, t-test, F-test, and coefficient of determination test. The results showed that financial literacy has a positive and significant effect on investment interest with a coefficient value of 0.539 and a significance of 0.000. Financial behavior also has a positive and significant effect on investment interest with a coefficient value of 0.335 and a significance of 0.000. Simultaneously, financial literacy and financial behavior have a significant effect on investment interest with a calculated F value of 159.661 and a significance of 0.000. Furthermore, the coefficient of determination test results showed an R-square value of 0.608, indicating that the two independent variables were able to explain 60.8% of the variation in investment interest, while the remainder was influenced by factors outside the study. Therefore, it can be concluded that improving financial literacy and financial behavior are important factors in increasing students' investment interest.Keywords: Financial Literacy, Financial Behavior, Consumer Behavior
PENGARUH MOTIVASI BELAJAR TERHADAP HASIL BELAJAR MATA PELAJARAN IPS PADA SISWA KELAS VIII DI UPTD SMP NEGERI 10 KUPANG Aplonia Ernaningsih Hane Asan; Yeheskial Nggandung; Ari Data
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 Nomor 03, September 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.14995

Abstract

This study aims to analyze the influence of learning motivation (Aspirations X1, Parental Support X2, Peers X3) on student learning outcomes. The background of this study is based on the low learning motivation of students indicated by the high number of incompleteness in the mid-semester summative. The research method used is a quantitative approach with data collection techniques through questionnaires, interviews, and documentation. The population in this study were all eighth grade students of UPTD SMP Negeri 10 Kupang, with a sample size of 60 respondents determined using purposive sampling techniques. Data analysis was carried out using the classical assumption test, multiple linear regression, t-test, f-test, and coefficient of determination test. The results of the study show that aspirations have a positive and significant impact on learning outcomes with a coefficient value of 5.304 and a significance of 0.000. Parental support has a positive and significant impact on learning outcomes with a coefficient value of 4.580 and a significance of 0.000. Peers also have a positive and significant impact on learning outcomes with a coefficient value of 3.563 and a significance of 0.000. Simultaneously, aspirations, parental support, and peer support had a positive and significant impact on learning outcomes, with a calculated F-value of 443.557 and a significance level of 0.000. Furthermore, the coefficient of determination test showed an R-squared value of 0.960, indicating that the three independent variables explained 96% of the influence of learning motivation on learning outcomes, with the remainder being influenced by other factors outside the study. Therefore, it can be concluded that learning motivation (aspirations, parental support, and peer support) is a crucial factor in improving student learning outcomes.
Pengaruh Literasi Keuangan Terhadap Kemampuan Mengelola Keuangan Mahasiswa Penerima Beasiswa KIP Prodi Pendidikan Ekonomi Universitas Nusa Cendana Anggi Apriayani Manafe; Yeheskial Nggandung; Ari Data
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.52012

Abstract

This study aims to analyze the influence of financial literacy on the financial management skills of students receiving the Indonesia Smart Card (KIP) scholarship in the Economics Education Study Program, Faculty of Teacher Training and Education, Nusa Cendana University. This study used a quantitative approach with an associative causal approach. The sample consisted of 160 students selected using a purposive sampling technique. Data were collected through a Likert-scale questionnaire and analyzed using multiple linear regression with SPSS. The results indicate that financial literacy, consisting of financial knowledge, financial attitudes, and financial behavior, influences students' financial management skills. Both partially and simultaneously, these variables contribute to improving students' ability to plan, organize, and control their finances. These findings emphasize the importance of improving financial literacy among students to enable them to manage their finances wisely, effectively, and responsibly. Therefore, this research is expected to serve as a basis for developing financial education programs to support students' academic success and future financial well-being.
Co-Authors Agustina Butar-butar Anggi Apriayani Manafe Aplonia Ernaningsih Hane Asan Kecia Nenoliu Yeheskial Nggandung