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All Journal Journal of Shariah Economics Journal of Islamic Banking
Zamzami .
Universitas Jambi
Religion Economics, Econometrics & Finance Education Social Sciences Other

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Strategi Pengembangan Hutan Rakyat Berbasis Tanaman Karet (Hevea Brasiliensis) Di Kabupaten Tebo Rina Yuli Rahmawati; Heriberta .; Zamzami .; Siti Hodijah; Nurhayani .
JOURNAL OF SHARIA ECONOMICS Vol. 7 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.1252

Abstract

Rubber-based community forest management in Tebo Regency offers opportunities to improve farmer welfare while maintaining environmental function and resource sustainability. This article analyzes the existing conditions, obstacles, and strategies for rubber-based community forest development, and recommends a framework for strengthening this sector in Tebo Regency.The study reveals that smallholder rubber productivity is low, many plantations are aging, the quality of processed materials is poor, and land conversion to other commodities (e.g., oil palm) poses a threat to sustainability. Therefore, integrated technological, institutional, market, and policy interventions are needed.
Pengaruh Literasi Keuangan Digital Dan Kondisi Sosial Ekonomi Orang Tua Terhadap Pengeluaran Konsumsi Mahasiswa (Studi Kasus Mahasiswa Generasi Z Di Kota Jambi) Muhammad Irgiansyah; Zamzami .; Jaya Kusuma Edy
Journal of Islamic Banking Vol. 6 No. 2 (2025): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jib.v6i2.1240

Abstract

The development of e-wallets, mobile banking, fintech, and paylater features facilitate transactions and expand consumption choices for Generation Z students. This study aims to (1) describe the socioeconomic characteristics of parents of Generation Z students in Jambi City, (2) analyze the influence of digital financial literacy on student consumption expenditure, and (3) examine the influence of parents' socioeconomic conditions on student consumption expenditure. The study used a quantitative approach with a survey method and primary data through questionnaires on 156 respondents. The variables of digital financial literacy (X1) and parents' socioeconomic conditions (X2) were measured using the Guttman scale (1/0), while student consumption expenditure (Y) was measured on a ratio scale. The analysis was carried out through validity tests, reliability tests, classical assumption tests, multiple linear regression, t-tests, F-tests, and coefficients of determination. The results showed that digital financial literacy had a positive and significant effect on student consumption expenditure, while parents' socioeconomic conditions did not have a significant effect partially. However, both variables simultaneously had a significant effect on consumption expenditure with a very high model explanatory power. This finding confirms that in the context of Generation Z students, the intensity and ease of digital transactions are more dominant factors in explaining variations in spending than family background
Co-Authors Heriberta . Jaya Kusuma Edy Muhammad Irgiansyah Nurhayani . Rina Yuli Rahmawati Siti Hodijah