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All Journal Journal of Community Engagement in Economics Journal of Islamic Banking
M Munim
universitas al hikmah Indonesia
Economics, Econometrics & Finance Social Sciences

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PENERAPAN AKAD RAHN TASJILY SEBAGI ALTERNATIF PEMBIAYAAN PADA PRODUK BAROKAH UMKM M Munim; indah tri kusuma; wahyu Qomariatul Khoiriyah
Journal of Islamic Banking Vol. 6 No. 2 (2025): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jib.v6i2.1275

Abstract

In carrying out their activities, UMKM have many obstacles in accessing financing due to a lack of funding. BMT NU Singgahan Bangilan Branch offers a solution to these problems using the Rahn contract, but in its implementation there are problems related to customer negligence in fulfilling its obligations. This study aims to analyze the application of the rahn tasjily contract as an alternative to financing. This research uses a qualitative approach with a case study at BMT NU Singgahan Bangilan Branch. Data was collected through in-depth interviews with management and customers, participatory observations, and document analysis. The HSIL of this project is the application of the rahn tasjily contract on MSME barokah products that have succeeded in minimizing financing risks for BMT and providing easy access for MSME actors to get business capital without losing their assets. Customers are more responsible in paying off financing because the collateral remains in the control of BMT. Kywords: akad rahn tasjiliy, barokah products of UMKM
OPTIMALISASI STRATEGI PEMASARAN DIGITAL UMKM KERIPIK SINGKONG MBS MELALUI PENDEKATAN MARKETING MIX DI DESA KALIGEDE, KECAMATAN SENORI, KABUPATEN TUBAN Moh Agus Sifa; M Munim
Journal of Community Engagement in Economics Vol 4 No 01 (2026): Journal Of Community Engangement In Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v4i01.1461

Abstract

UMKM berperan strategis dalam meningkatkan pertumbuhan ekonomi nasional melalui penciptaan lapangan kerja
Co-Authors indah tri kusuma Moh Agus Sifa' wahyu Qomariatul Khoiriyah