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All Journal Jurnal Samudra Ekonomi dan Bisnis
Abdillah, Moh. Ansyar
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Literasi Keuangan, Efikasi Diri, dan Persepsi Risiko terhadap Minat Investasi Dimoderasi Kemajuan Teknologi Investasi Abdillah, Moh. Ansyar; Hariyati, Hariyati; Hakim, Luqman
Jurnal Samudra Ekonomi dan Bisnis Vol 17 No 2 (2026): JSEB
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v17i2.10309

Abstract

The purpose of this study was to understand the influence of financial literacy, self-efficacy, and risk perception on investment interest, as moderated by advances in investment technology. The study utilized 105 university students in Surabaya as respondents. The analysis results provided evidence of a significant partial influence of financial literacy, self-efficacy, and risk perception on students' investment interest. Another finding was that advances in investment technology were proven to moderate the influence of financial literacy, self-efficacy, and risk perception on students' investment interest. Based on the results, it is recommended that students further improve their financial literacy, build self-efficacy by starting to invest gradually, and understand risk rationally. With the synergy between education, psychological factors, and technology, students' investment interest is expected to increase optimally.
Co-Authors Hariyati Hariyati Luqman Hakim