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All Journal Jurnal Ilmiah Ekonomi Islam ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Sofyan hakim
Universitas Islam Negeri Palangka Raya
Economics, Econometrics & Finance Social Sciences

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Perspektif Masyarakat dalam Pertimbangannya Memilih Bank Syariah Indonesia Di Kantor Cabang 1 Kota Palangka Raya Enriko Tedja Sukmana; Sofyan Hakim
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 2 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v4i2.358

Abstract

The development of Islamic banking in Indonesia has shown significant growth, accompanied by increasing public awareness in selecting financial services that comply with Sharia principles. This study aims to analyze community perspectives in their considerations when choosing Bank Syariah Indonesia, Branch Office 1 in Palangka Raya. A qualitative approach was employed, with data collected through in-depth interviews, observations, and documentation. The findings indicate that the community’s decision to choose Bank Syariah Indonesia is not solely influenced by religiosity, but also by service quality, ease of product access, institutional trust, and social influences. Savings products such as Easy Wadi’ah Savings and Easy Mudharabah Savings are the most preferred, as they are perceived to be flexible, user-friendly, and suitable for daily transaction needs. Furthermore, the role of human resources in providing effective education and high-quality services contributes significantly to strengthening positive public perceptions of Islamic banking. The study reveals that community perspectives in selecting Bank Syariah Indonesia are multidimensional, integrating both religious and rational considerations. Therefore, enhancing the competitiveness of Islamic banking requires the integration of Sharia values with continuous improvements in service quality.
Peningkatan Kapasitas Pemasaran Digital dalam Mendorong Daya Saing Produk UMK Lokal Murniady Muhran; Iqbal Aditya Haqi; Nurrofiqi Ankisqiantari; Sofyan hakim
ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat Vol. 4 No. 1 (2026): Jurnal Pengabdian dan Kemitraan Masyarakat (ALKHIDMAH)
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/alkhidmah.v4i1.1333

Abstract

Usaha mikro dan kecil lokal menghadapi tantangan daya saing produk di tengah percepatan transformasi digital yang belum diimbangi dengan peningkatan kapasitas terhadap daya dukung pemasaran. Pengabdian ini bertujuan menganalisis peran peningkatan kapasitas pemasaran digital dalam mendorong daya saing produk usaha mikro dan kecil lokal. Pengabdian ini menggunakan pendekatan kualitatif dengan desain intervensi berbasis komunitas melalui pelatihan, pendampingan terarah, dan refleksi praktik. Data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan dokumentasi, kemudian dianalisis menggunakan analisis tematik. Hasil menunjukkan bahwa peningkatan kapasitas pemasaran digital tidak hanya meningkatkan kemampuan teknis, tetapi juga mentransformasi pola pikir strategis, memperkuat identitas produk lokal, serta menghasilkan efek spillover ekonomi pada kapasitas manajerial pelaku usaha yaitu; pengaruh peningkatan pertumbuhan ekonomi di satu kota terhadap wilayah kota tetangga. Diskusi mengungkap penguatan model pengabdian bahwa pemasaran digital berfungsi sebagai instrumen penguatan kapabilitas kewirausahaan dan keberlanjutan usaha. Pengabdian ini menyimpulkan bahwa pendekatan berbasis kapasitas lebih efektif dibanding adopsi teknologi semata dan merekomendasikan replikasi model pengabdian ini dalam konteks dan sektor yang lebih luas.
Kebermanfaatan Feri Penyeberangan dalam Menunjang Aktivitas Sosial Ekonomi Masyarakat: Studi kasus di Desa Ayawan, Kecamatan Seruyan Tengah, Kabupaten Seruyan, Kalimantan Tengah Ripqi Aditia Saputra; Jelita Jelita; Sofyan Hakim; Muhammad Noor Sayuti
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/6yry1r33

Abstract

Ferry crossings constitute a vital transportation infrastructure for rural communities separated by river systems and lacking bridge connectivity. In Ayawan Village, Central Seruyan District, Seruyan Regency, community mobility, access to public services, and economic activities are highly dependent on ferry transportation. Despite its strategic role, studies examining the direct socio-economic benefits of ferry crossings in isolated rural areas remain limited. Employing a descriptive qualitative field approach, data were gathered through observation, semi-structured interviews, and documentation involving ferry users, ferry operators, community leaders, and village officials. Data validity was ensured through source triangulation and analyzed using the Miles and Huberman interactive model. The findings indicate that ferry crossings contribute significantly to two interconnected dimensions. Socially, they facilitate access to education, healthcare services, public administration, and interregional social interaction. Economically, they support the distribution of agricultural and plantation products, trading activities, labor mobility, and broader market accessibility. The analysis further demonstrates that ferry services function not only as transportation infrastructure but also as an essential instrument for sustaining community welfare. From the perspective of maslahah, ferry crossings fulfill hajiyah needs by providing social and economic convenience and, in certain circumstances, approach the level of dharuriyah due to their importance for maintaining access to education, health services, and livelihoods. These findings highlight the necessity of strengthening ferry services as part of equitable and sustainable rural transportation development policies.
Penerapan Prinsip Ekonomi Sirkular Melalui Program Memilah Sampah Menjadi Emas dalam Perspektif Islam: Studi pada Bank Sampah Jekan Mandiri Muhammad Noor Amin; Itsla Yunisva Aviva; Sofyan Hakim; Muhammad Noor Sayuti
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 4 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i4.20397

Abstract

This study aims to analyze the implementation of circular economy principles through the Waste-to-Gold Savings Program at Bank Sampah Jekan Mandiri and its conformity with the principles of tawāzun and hifdz al-bi'ah from the perspective of Islamic economics. This study employed a qualitative approach with a case study design. Data were collected through observation, interviews, and documentation involving the management and customers of Bank Sampah Jekan Mandiri. The results show that the Waste-to-Gold Savings Program integrates waste management with gold savings through a partnership with PT Pegadaian and has been joined by 101 customers. The implementation of circular economy principles is reflected in the application of the reduce, reuse, and recycle (3R) aspects, which contribute to waste reduction, increased public awareness, and the creation of economic value from waste. The program is also in line with the principle of tawāzun as it balances economic, social, and environmental aspects, and is consistent with the concept of hifdz al-bi'ah through environmental preservation efforts, as indicated by increased community participation in waste management activities. However, the program faces several challenges, including low public awareness of waste sorting, fluctuations in waste prices, and limited operational facilities.
Co-Authors Enriko Tedja Sukmana Iqbal Aditya Haqi Itsla Yunisva Aviva Jelita Jelita Muhammad Noor Amin Muhammad Noor Sayuti Murniady Muhran Nurrofiqi Ankisqiantari Ripqi Aditia Saputra