Jurnal Idea Hukum
Vol 1, No 2 (2015): Jurnal Idea Hukum

TINJAUAN YURIDIS TERHADAP PERJANJIAN KREDIT PEMILIKAN RUMAH PADA PT. BANK RAKYAT INDONESIA (Persero) Tbk. DAN AKAD MURABAHAH PADA PT. BANK RAKYAT INDONESIA SYARIAH (Persero) Tbk. CABANG PURWOKERTO

Rakhma Nurrozalina (Magister Hukum Universitas Jenderal Soedirman)



Article Info

Publish Date
10 Oct 2015

Abstract

The important role which should be played by the national banking world for the present and forthcoming is positioning itself as one of the main pillars for national development oriented to the improvement of people's welfare. The economic development of a country, of course, indispensable presence settings regarding the management of economic resources available to run with directional and integrated. Research methods in this thesis using normative juridical approach. Based on the results of research and discussion on the subject matter presented in this thesis research, the results of this study is to analyze the comparative clause, the legal basis and purpose of the loan agreement with Bank BRI Bank BRIS murabaha contract, it can be found similarities and differences.While the banking system on the external control (conventional and sharia) conducted by BI, OJK, and specifically Islamic banks are supervision of DPS. There are 2 monitoring system conducted by BI is based compliance monitoring, risk-based supervision. Conditions of supervision of Bank Indonesia since the enactment of authority OJK dated December 31, 2013 has been restricted to macroprudential supervision as microprudential supervision was transferred to the OJK, but between BI and the OJK remains mutual correspondence. Supervision of DPS to Islamic banks is very important in maintaining and mengawasai that Islamic banking in running its operations remain in accordance with Islamic principles.Keywords : National banking, BRI syari’ah, Akad Murabbah

Copyrights © 2015






Journal Info

Abbrev

jih

Publisher

Subject

Law, Crime, Criminology & Criminal Justice

Description

Focus of JIH is publishing the manuscript of outcome study, and conceptual ideas which specific in the sector of Law science. We are interested in topics which relate generally to Law issues in Indonesia and around the world. Articles submitted might cover topical issues in Criminal Law, Civil Law, ...