Jurnal Litbang Provinsi Jawa Tengah
Vol 11 No 1 (2013): Jurnal Litbang Provinsi Jawa Tengah

MODEL LEMBAGA KEUANGAN MIKRO POLA GRAMEEN BANK UNTUK PENGUATAN KLASTER (di Kab. Brebes dan Kota Surakarta)

Sriyanto Sriyanto (Badan Penelitian dan Pengembangan Provinsi Jawa Tengah)
Wiwin Widiastuti (Badan Penelitian dan Pengembangan Provinsi Jawa Tengah)



Article Info

Publish Date
01 Jun 2013

Abstract

Strengthening of the cluster is affected by the factors of production, including capital. The goal is : to identify the structure of the chain of activites, capital reqirements, financial institutions and role models pattern of Microfinance Institution Grameen for strengthening clusters. Research sites in coastal areas (clusters of seaweed in Brebes) and the highlands (batik cluster in Surakarta). The results, that : Characteristics of clusters varies influent by local socio cultural factors. Structure activity of clusters is different. Capital requirements are relatively small, less than Rp.5 million as much as 80,00 %. Non-formal financial institutions nearby PNPM Mandiri. Influencing factors : management, solidarity, and loyalty members and mutual trust (mutual trust in group). Model financial institutions the right pattern of Grameen Bank is a form of cooperative (owned and affiliated members of the cluster). The working principle of Grameen Bank modified into AD/ART of cooperative. Cluster development is inseparable from the aspect chain upstream (input) – processing (industrial) and downstream (marketing) and involving cross-sector and private. Agricultural institutions preparing raw materials, facilitating the establishment of cooperative and capital stimulants. The Planning Board Institution designing the strengthening of institutions, management and technical skills of entrepreneurship.

Copyrights © 2013






Journal Info

Abbrev

jurnaljateng

Publisher

Subject

Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Education Public Health Social Sciences

Description

Jurnal Litbang Provinsi Jawa Tengah merupakan media diseminasi hasil-hasil penelitian yang terkait dengan pembangunan daerah dan penyelenggaraan pemerintahan dan otonomi daerah secara luas. Fokus jurnal ini adalah hasil penelitian yang memberikan kontribusi pada percepatan pembangunan daerah di ...