Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah
Vol 6 No 2 (2021): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Feb

Penerapan Akad Mudharabah Pada Produk Tabungan di PT. Bank Syariah Mandiri KC Prabumulih

Nora Pusvita Sari (Mahasiswa Perbankan Syariah, Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri)
Fadilla Fadilla (Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri)
Havis Aravik (Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri)



Article Info

Publish Date
17 Feb 2021

Abstract

Sharia banking is currently on the rise and has become a reference for people to invest their funds for various needs. For this reason, various sharia banking products must be able to be understood by the public, one of which is the application of the mudharabah contract to savings products. This article discusses the application of the Mudharabah contract to savings products at PT. Bank Syariah Mandiri KC. Prabumulih. This article uses qualitative research by collecting data through direct interviews with stakeholders at Bank Syariah Mandiri Prabumulih Branch. The results of this study are the implementation of the contract used in planning savings is the mudharabah muthlaqah contract, which is a form of cooperation between shahibul maal (fund owner), namely the customer and mudharib (fund manager), namely the bank, where the owner of the fund (shahibul maal) does not impose limits on the mudharib in determine the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.

Copyrights © 2021






Journal Info

Abbrev

esha

Publisher

Subject

Economics, Econometrics & Finance Education Social Sciences Other

Description

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah is a peer-reviewed open access online journal that provides a forum for various scientific studies on Islamic economics. Editors welcome articles and research reports that address current issues such as: Ekonomica Sharia: Jurnal ...