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Pengaruh Pendapatan Terhadap ROA BRI Syariah (Periode 2011-2016) Erwin Januarta; Fadilla Fadilla
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 4 No 1 (2018): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v4i1.167

Abstract

This study aims to see the effect of income on ROA BRI Syariah. This research is an associative study with a quantitative approach. The data analysis technique used simple linear regression with a random effects model. The data used are secondary data in the form of monthly financial ratios with a total of 70 observations. Data collection is taken by using documentation technique which is sourced from bank publication reports. Sampling was done by purposive sampling with a number of 1 bank. The object in this study is BRI Syariah. The dependent variable in this study is ROA (Return On Assets) while the independent variable in this study is revenue sharing on musharaka. The results showed that there was an influence between musyarakah income on the profitability of BRI Syariah. the significance value of the t test is 0.012. This value is <than 0.005. Which means that there is an influence between musharaka on ROA. In the output of the above spss, it can be seen that the significance value is 0.012. <from 0.05 means that there is an influence of musharaka on ROA
Prosedur Penyelesaikan Klaim Asuransi Takaful Dana Pendidikan (Fulkandi) Pada PT. Asuransi Takaful Keluarga Cabang Palembang Ayu Gemi Nastiti; Fadilla Fadilla
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 4 No 1 (2018): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v4i1.168

Abstract

This study aims to determine the procedure for settling claims for education fund takaful insurance as well as to determine the factors of obstacles faced and how to overcome the obstacles that occur when submitting claims at PT Asuransi Takaful Keluarga Palembang Branch. In this paper, the author uses field research with qualitative data types using one data source, namely primary data. Data collection techniques are carried out by interviews and documentation that can answer existing problems, and so the data is analyzed in a quantitative descriptive manner. From this study, the procedure for settling claims for Takaful insurance on education funds on family takaful insurance for Palembang branch is quite simple, if the perseta can submit a claim through an agent or agent or come to the office, participants must complete the data from the requirements of the claim document, after the insurance officer documents are complete. will submit a claim to the service office will provide data to the head office and if the data is correct, the head office will verify and the claim can be sent to the participant's account.
Penerapan Akad Mudharabah Pada Produk Tabungan di PT. Bank Syariah Mandiri KC Prabumulih Nora Pusvita Sari; Fadilla Fadilla; Havis Aravik
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 6 No 2 (2021): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Feb
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v6i2.210

Abstract

Sharia banking is currently on the rise and has become a reference for people to invest their funds for various needs. For this reason, various sharia banking products must be able to be understood by the public, one of which is the application of the mudharabah contract to savings products. This article discusses the application of the Mudharabah contract to savings products at PT. Bank Syariah Mandiri KC. Prabumulih. This article uses qualitative research by collecting data through direct interviews with stakeholders at Bank Syariah Mandiri Prabumulih Branch. The results of this study are the implementation of the contract used in planning savings is the mudharabah muthlaqah contract, which is a form of cooperation between shahibul maal (fund owner), namely the customer and mudharib (fund manager), namely the bank, where the owner of the fund (shahibul maal) does not impose limits on the mudharib in determine the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.
Pelatihan Administrasi Perkantoran Bagi Mahasiswa Perbankan Syariah STEBIS IGM Fadilla Fadilla; Doly Nofiansyah
AKM Vol 1 No 2 (2021): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Januari 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (137.387 KB) | DOI: 10.36908/akm.v1i2.190

Abstract

This community service activity is the provision of training on office administration as a provision before students undertake an internship. Participants in this office administration briefing activity are Semester 5 Sharia Banking students who cannot intern at bank and bank financial institutions due to covid 19. The purpose of this office administration training is so that students can understand how to work in an office, what activities can be done there. In this office administration training, the speakers provide knowledge about what administration is, the scope of administration in the office, what activities will be carried out in the office. In this provision, students will also be given training on how to combine files into one PDF format. Students will also be given knowledge about accreditation and preparation of evidence in accreditation criteria 9 forms.
Sejarah Penggunaan Uang Sejak Masa Rasulullah SAW Sampai Sekarang Fadilla Fadilla
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 4 No 2 (2019): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (434.045 KB) | DOI: 10.36908/isbank.v4i2.62

Abstract

Perkembangan teknologi telah mendorong kita untuk beradaptasi dalam segala hal termasuk dalam transaksi keuangan. Penelitian ini bertujuan untuk mengetahui macam-macam alat pertukaran dari masa Rasulullah SAW sampai sekarang yaitu era milenial. Metode penelitian yang digunakan adalah library research. Hasil penelitian ini menunjukkan bahwa pada masa Rasulullah pertukaran uang menggunakan emas dan perak (dinnar dan dirham) hal ini berlajut sampai pada masa khalifah dan Bani Umayah dan Abbasiyah. Pada Masa Fathimiyah dirhamdirham campuran banyak dijadikan uang. Pada masa Shalahudin Al-Ayyubi bahan baku emas sudah tidak mencukupi untuk pencetakan dinar hal ini disebabkan karena peperangan. Akhirnya pada saat perang dunia pertama tahun 1914 Turki dan negara-negara lainnya memberlakukan uang kertas sebagaialat pembayaran yang sah dan membatalkan berlakuknya uang emas dan perak. Pada masa sekarang dengan kecanggihan teknologi sudah banyak yang menggunakan uang elektronik (E-Money) dikarenakan lebih simpel dan mudah dalam penggunaannya.
Family Financial Management through Islamic Family Wealth Management Fadilla Fadilla; Ahmad Farhan; Choiriyah Choiriyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 2 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v8i2.639

Abstract

During the global financial industry 5.0, it was easier for people to make loans both to banks or make loans online. To meet the needs of their lives, the community also no longer needs to come to the market, it is enough to press one of the applications on their respective mobile phones. The convenience of this technology gives birth to a culture of consumerism in society and people are more easily in debt. The research method used in this research is library research. This study seeks to explain to the community how important it is to control finance with the Islamic Family wealth management approach. The results suggest to families to fulfil the main points first in the order of (1) Wealth Accumulation, (2) Wealth protection, (3) Wealth purification, (4) Wealth Distribution.
Pengaruh Promosi Dan Kualitas Pelayanan Terhadap Minat Menabung Di Bank Syariah Indonesia (BSI) KC Palembang Demang Sinta Bella; Moh. Faizal; Fadilla Fadilla
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 3 No 1 (2023): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2023
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (734.155 KB) | DOI: 10.36908/jimpa.v3i1.157

Abstract

Penelitian ini membahas mengenai Pengaruh Promosi Dan Kualitas Pelayanan Terhadap Minat Menabung Di Bank Syariah Indonesia (BSI). Adapun penelitian ini bertujuan menjelaskan pengaruh promosi dan kauliats pelayanan terhadap minat menabung. Penelitian ini menggunakan metode penelitian kuantitatif lapangan dengan metode yang digunakan dalam penelitian ini ialah uji asumsi klasi, analisis liner berganda, uji hipotesis serta metode wawancara, dokumentasi, dan menggunakan teknik pengumpulan data kuesioner, dibantu dengan program computer SPSS (Statistical Package For Social Science) Versi 26. Adapun hasil dari pnelitian ini akan dideskripsikan Berdasarkan hasil penelitian ini penerapan promosi dan kualitas pelayanan terhadap minat menabung di bank syariah Indonesia (BSI) berdasarkan hasil wawancara, dokumentasi, dan menggunakan teknik pengumpulan data kuesioner dan spss. Yang meliputi nasabah dan karyawan bank telah diterapkan dengan baik.
Pengaruh Pendapatan Dan Gaya Hidup Generasi Milenial Terhadap Minat Menabung Di Bank Syariah Indonesia Palembang (Studi Kasus UIGM dan STEBIS IGM) Dwi Andriani; Choirunnisak Choirunnisak; Fadilla Fadilla
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 3 No 2 (2023): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2023
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v3i2.239

Abstract

Penelitian ini akan membahas tentang pengaruh pendapatan dan gaya hidup generasi milenial di Bank Syariah Indonesia Palembang. Rumusan masalah pada penelitian ini adalah apakah pendapatan generasi milenial mempengaruhi minat menabung di Bank Syariah Indonesia. Apakah gaya hidup generasi milenial mempengaruhi minat menabung di Bank Syariah Indonesia. Serta apakah pendapatan dan gaya hidup sama-sama mempengaruhi minat menabung di Bank Syariah Indonesia. Penelitian ini menggunakan metode kuantitatif. Data diperoleh dengan cara menyebarkan kuesioner kepada civitas akademika UIGM dan STEBIS IGM tahun 2023. Pengambilan sampel dilakukan menggunakan purposive sampling. Sampel penelitian ini adalah generasi milenial dan terdapat 31 responden. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pendapatan dan gaya hidup generasi milenial terhadap minat menabung di Bank Syariah Indonesia. Teknik pengujian instrument dilakukan dengan uji validitas dan reabilitas. Analisis data menggunakan uji asumsi klasik, analisis regresi berganda dan analisis deskriptif. Hasil penelitian menunjukkan bahwa nilai sig 0,003 < 0,05 dan Thitung 3,245 > Ttabel 2,048 berarti, pendapatan generasi milenial secara parsial mempengaruhi minat menabung di Bank Syariah Indonesia. Nilai Sig 0,468 > 0,05 dan Thitung 0,376 < Ttabel 2,048 menyatakan bahwa gaya hidup generasi milenial secara parsial tidak mempengaruhi minat menabung di Bank Syariah Indonesia. Nilai Sig 0,000 < 0,05 dan Fhitung 12,200 > Ftabel 3,33 maka, pendapatan dan gaya hidup sama-sama berpengaruh terhadap minat menabung di bank syariah Indonesia.
Pelatihan dan Pendampingan Pembukaan Rekening Online Bank Syariah Indonesia Mahasiswa Perbankan Syariah STEBIS IGM Fadilla Fadilla; Yusuf Suhendi
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 8 No. 3 (2023): September
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v8i3.1188

Abstract

Teknologi digital saat ini mendominasi berbagai aspek kehidupan, termasuk perbankan syariah. Perbankan syariah berupaya memanfaatkan teknologi untuk memberikan kemudahan kepada nasabah, salah satunya dengan pembukaan rekening online melalui BUREKOL. Kami, sebagai dosen Perbankan Syariah, bekerja sama dengan Bank Syariah Indonesia untuk melatih mahasiswa dalam pembukaan rekening online. Pelatihan ini dilakukan pada 13 Maret 2023 di STEBIS IGM dengan 15 peserta. Metode pelatihan melibatkan contoh pembukaan rekening online yang dipraktikkan oleh seorang praktisi perbankan. Setelah pelatihan, 15 dari 17 mahasiswa memiliki rekening BSI dan mampu menggunakan mobile banking melalui smartphone mereka." Training and Assistance in Opening Online Accounts for Bank Syariah Indonesia for STEBIS IGM Sharia Banking Students  Digital technology currently dominates various aspects of life, including sharia banking. Sharia banking seeks to utilize technology to provide convenience to customers, one of which is by opening an online account through BUREKOL. We, as Sharia Banking lecturers, collaborate with Bank Syariah Indonesia to train students in opening online accounts. This training was conducted on March 13 2023 at STEBIS IGM with 15 participants. The training method involves an example of opening an online account practiced by a banking practitioner. "After the training, 15 out of 17 students had BSI accounts and were able to use mobile banking via their smartphones.".
The Influence of Pocket Money and Financial Literacy on STEBIS IGM Islamic Banking Students' Charity Interest Fadilla Fadilla; Erdiansyah Erdiansyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.968

Abstract

The research seeks to examine the influence of pocket money and financial literacy on STEBIS IGM sharia banking students' interest in giving to charity. The population in this study was all 85 sharia banking students. The sampling technique in this research was incidental sampling, where the number of students who filled out the questionnaire was 64 people. Data analysis technique using multiple linear regression. The research results show that pocket money and financial literacy influence STEBIS IGM students' interest in giving to charity, both partially and simultaneously. Pocket money influences the interest in giving to charity of Stebis IGM sharia banking students. financial literacy influences the interest in giving to charity of Stebis IGM sharia banking students. The significance value of financial literacy is 0.003 with a t value of 3.05, meaning that if students increase their knowledge about alms, their interest in giving alms will also be high. Likewise with pocket money, the significance value is 0.008, which means that if pocket money increases, students will have an increased interest in giving alms.