Euler : Jurnal Ilmiah Matematika, Sains dan Teknologi
EULER: Volume 8 Issue 2 December 2020

FINANCIAL PERFORMANCE ANALYSIS FOR RETURN ON ASSETS WITH A MULTIPLE LINIER REGRESSION APPROACH

Hendra H Dukalang (Jurusan Perbankan Syariah, IAIN Sultan Amai Gorontalo. Kabupaten Gorontalo 96210, Indonesia)



Article Info

Publish Date
20 Dec 2020

Abstract

This study aims to model the factors that affect the financial performance of Bank Muammalat, including Capital Adequacy Ratio (CAR), Earning Asset Quality (KAP), Operational Expenses to Operating Income (BOPO), and Financing to Deposit Ratio (FDR) to Return on Assets. (ROA) This research uses secondary data taken based on time series. The analysis technique in this study uses multiple linear regression using SPSS software version 20 and Microsoft Office Excel 2010. The results of this study indicate that partially the CAR and KAP partially do not have a significant effect on Return On. Assets, while Operational Expenses to BOPO and FDR partially have a significant effect on Return on Assets. Simultaneously, these four variables have a significant effect on Return on Assets at PT Bank Muamalat Indonesia. Based on the results of the Determination Coefficient test, the value of Adjusted R Square (R2) is 99.00%, this means that the amount of Return on Assets can be influenced and explained by the variables CAR, KAP, BOPO, and FDR, while the remaining 1% is explained by variables not examined in this study.

Copyrights © 2020






Journal Info

Abbrev

Euler

Publisher

Subject

Computer Science & IT Mathematics

Description

Euler : Jurnal Ilmiah Matematika, Sains dan Teknologi is a national journal intended as a communication forum for mathematicians and other scientists from many practitioners who use mathematics in the research. Euler disseminates new research results in all areas of mathematics and their ...