Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah
Vol 6 No 2 (2021): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20

DAMPAK PEMBIAYAAN MURABAHAH TERHADAP LABA PT BANK BNI SYARIAH (PERSERO) TBK. KANTOR CABANG MAKASSAR

Muhlis Muhlis (UIN Alauddin Makassar)
Hardiyanti Ade Ahsana (Jurusan Manajemen, STIM Nitro)



Article Info

Publish Date
05 Feb 2021

Abstract

The presence of murabahah financing service facilities at PT Bank BNI Syariah is expected to internally maximize profits for the company. For this reason, this research aims to provide empirical evidence regarding the impact of murabahah financing on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office, using 2014-2016 financial report data. The methodology uses quantitative descriptive analysis through linear regression and hypothesis testing. Research results show that murabahah financing has a positive and significant impact on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office. Hypothesis testing obtained a significant level below 5%. So that murabahah financing has a positive and significant impact on company profits. The results of the simple regression analysis showed that the model Y = -2267.044 + 0.551X. A constant value of -2267.044 means that if there is no murabahah financing, profit (Y) will decrease by -2267.044 and if the independent variable, namely murabahah financing (X) increases by one unit, the dependent variable, namely profit (Y), increases by 0.551.

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Journal Info

Abbrev

isbank

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Description

Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic economics and banking. Editors welcome articles and research reports that address current issues such as: sharia ...