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<![CDATA[Membangun Kreativitas dan Literasi Keuangan di Masa Pandemi Covid-19 ]]>
<![CDATA[Trimulato Trimulato]]>;
<![CDATA[Nasrullah Bin Sapa]]>;
<![CDATA[Samsul Samsul]]>;
<![CDATA[Supriadi Supriadi]]>;
<![CDATA[Muhlis Muhlis]]>;
<![CDATA[Asyraf Mustamin]]>;
<![CDATA[St Hafsah Umar]]>;
<![CDATA[Rizki Rahim]]>
<![CDATA[ Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 1, No 1 (2021): JPM: Pemberdayaan, Inovasi dan Perubahan ]]>
Publisher : <![CDATA[Penerbit Widina, Widina Media Utama ]]>
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DOI: 10.59818/jpm.v1i3.40
<![CDATA[Kegiatan pengabdian masyarakat merupakan bagian dari Tridharma perguruan tinggi yang harus dilaksanakan. Semenjak kemunculan wabah pandemi covid-19 mengakibatkan banyak kegiatan sedikit berkurang, dan sangat terbatas. Dalam kondisi seperti ini produktifitas tetap harus dilaksanakan, banyak membutuhkan kegiatan untuk kegiatan tetap berjalan di masyarakat. Tujuan dari kegiatan ini untuk meningkatkan literasi keuangan syariah masyarakat. Kemudian untuk meningkatkan kreatifitas di masa pandemic, serta kegiatan sosial untuk masyarakat. Kegiatan ini melalui beberapa tahapan, peninjauan lokasi kegiatan, pengajuan izin kegiatan, penyusunan kegiatan, sampai dengan pelaksanaan kegiatan. Hasil kegiatan ini diharapkan dapatkan meningkatkan literasi keuangan syariah di tengah masyarakat di desa binaan kampung Amanah kota Makassar. Hadirnya barang dari hasil krativitas, serta kegiatan charity berbagai kegiatan untuk masyarakat.]]>
<![CDATA[Pemberdayaan Melalui Riset Inovasi Pemanfaatan Daun Cengkeh Menjadi Minyak Atsiri dengan Prinsip Manajemen Musyarakah ]]>
<![CDATA[Muhlis Masin]]>;
<![CDATA[Sjamsiah Sjamsiah]]>
<![CDATA[ MATAPPA: Jurnal Pengabdian Kepada Masyarakat Volume 4 Nomor 3 Tahun 2021 ]]>
Publisher : <![CDATA[STKIP Andi Matappa ]]>
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DOI: 10.31100/matappa.v4i1.967
<![CDATA[Tujuan pengabdian ini adalah untuk memberdayakan masyarakat pemuda Bonto Bajeng Bantaeng dalam memberikan pengetahuan dan praktek tentang pengolahan daun cengkeh dalam menghasilkan minyak atsiri. Yang sangat dipengaruhi oleh senyawa kimia yang terdapat dalam daun cengkeh yang diolah melalui proses penyulingan dengan berbasis usaha manajemen musyarakah. Lokasi pengabdian ini dilakukan di Kabupaten Bantaeng Sulawesi selatan. Metode pengabdian yang digunakan adalah system Participatory Action Research (PAR) yang melibatkan tim pengabdi dari keilmuwan ahli Kimia dan keilmuwan ekonomi Islam khususnya konsentrasi Keuangan Syariah, kemudian dikolaborasikan untuk memberdayakan pemuda secara partisipasi aktif. Hasil pemberdayaan menunjukkan bahwa masih rendahnya minat masyarakat pemuda di lokasi tersebut untuk berwirausaha dalam pengolahan daun cengkeh menjadi minyak atsiri, padahal potensi sumber bahan baku daun cengkeh yang cukup mudah ditemui bahkan hanya menjadi sampah organic. Solusi yang ditawarkan oleh tim pengabdi yakni pengetahuan dan praktek secara langsung tentang pengolahan minyak atsiri ini dengan proses penyulingan limbah daun cengkeh, sehingga masyarakat pemuda yang didampingi sangat tergerak dan termotivasi dalam melakukan usaha pengolahan daun cengkeh menjadi minyak atsiri. Bahkan alternative ini dirasakan bagi masyarakat berpotensi untuk lapangan kerja baru bersama pemuda di daerah Bonto Bajeng Bantaeng, dan wilayah sekitarnya. kemudian usaha yang dijalankan berbasis manajemen musyarakah melalui praktik bagi hasil sesuai dengan porsi kontribusi masing-masing, sehingga keadaan ini akan membuat mereka tidak saling memberatkan dalam memobilisasi pendanaan dan sesuai usaha dengan prinsip syariah.]]>
<![CDATA[Fiduciary Principle in Maintaining Islamic Banking Customer's Loyalty amidst the Covid-19 Pandemic ]]>
<![CDATA[Supriadi Supriadi]]>;
<![CDATA[Samsul Samsul]]>;
<![CDATA[Trisno Wardy Putra]]>;
<![CDATA[Trimulato Trimulato]]>;
<![CDATA[Muhlis Muhlis]]>;
<![CDATA[Farid Fajrin]]>;
<![CDATA[Nur Isra Ahmad]]>
<![CDATA[ Al-Azhar Journal of Islamic Economics VOLUME 3 NOMOR 2, JULI 2021 ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa ]]>
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DOI: 10.37146/ajie.v3i2.83
<![CDATA[Islamic banks as intermediary institutions shall maintain and comply with sharia principles so that in carrying out their business, they will continue to gain trust from the community, especially during the Covid-19 pandemic. The principle that is highly fundamental for the existence of an industry including sharia banks is fiduciary principle. The purpose of this study was to examine the implementation of the fiduciary principle in maintaining customer loyalty amid the Covid-19 pandemic. The research method used in this study was descriptive analysis. The type of data used was secondary data, namely in the form of articles, magazines, research journals, books, and other sources relevant to this study. The data collection technique used was documentation technique. The results of the study showed that the trust given to customers by sharia banks can increase customer loyalty in conducting various transactions. In addition, various efforts also needed to be made by sharia banks in order to maintain customer loyalty in the midst of the current pandemic by improving service quality and maintaining customer perceptions regarding the image of the bank. Therefore, sharia banks must uphold this fiduciary principle in order to prevent banking risks that may occur amidst the COVID-19 pandemic.]]>
<![CDATA[Risiko Perkembangan Teknologi Perbankan Syariah Era Millenial ]]>
<![CDATA[Muhlis Masin]]>;
<![CDATA[Asyraf Mustamin]]>;
<![CDATA[Farid Fajrin]]>;
<![CDATA[Supriadi Supriadi]]>;
<![CDATA[Trisno Wardy Putra]]>;
<![CDATA[Trimulato Trimulato]]>
<![CDATA[ Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 1, JANUARI 2022 ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa ]]>
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DOI: 10.37146/ajie.v4i1.148
<![CDATA[The risk that have been faced by sharia financial institution is not merely about financial issue but also non-financial. Hence, it is considered as an urgency to be able to implement the risk management in order to conduct the hedging strategy in sharia financial institution, and also to anticipate and ready for further action needed in facing some irrelevant situations which are not according with the expectations and the objectives of the institution. This writing aims to assess the risk management in identifying and in managing of that. However, because of the complexity of the risk encountered both in financial and non-financial issue; such as operational risk of the use of modern technology services which does increasingly pamper the current millennial clients and that prone to cyber-security threat and thus needs protection. Also economic uncertainty with the state of pandemic covid 19. ]]>
<![CDATA[THE ROLE OF SHARIA AUDIT IN THE IMPLEMENTATION OF ISLAMIC SOCIAL FINANCE DURING THE COVID-19 PANDEMIC ]]>
<![CDATA[Farid Fajrin]]>;
<![CDATA[Supriadi Hamid]]>;
<![CDATA[Muhlis Muhlis]]>;
<![CDATA[Tri Mulato]]>;
<![CDATA[Trisno Wardy Putra]]>
<![CDATA[ Jurnal Ilmiah Akuntansi Peradaban Vol 6 No 2 (2020) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Alauddin Makassar ]]>
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DOI: 10.24252/jiap.v6i2.16570
<![CDATA[Islamic social finance has an important role as an alternative solution to handling economic problems during the Covid-19 pandemic through zakat, infaq, alms and waqf (ZISWAF). In managing ZISWAF, a supervision and control system is needed in the form of a sharia audit. This study focuses on the role of sharia auditing in Islamic social finance governance during the Covid-19 pandemic. The study was conducted through a literature study with a qualitative descriptive method. The results of this study indicate that sharia auditing has the role of (1) ensuring the governance of Islamic social finance in the form of ZISWAF in accordance with the guidelines stipulated by Islamic law; (2) Assessing the extent to which the goals and objectives that have been set for the implementation of Islamic social finance programs are achieved effectively and efficiently in accordance with predetermined rules; and (3) As a form of accountability from Islamic social finance management institutions to stakeholders.Keywords: Shariah Audit, Islamic Social Finance, Covid-19]]>
<![CDATA[DECONCTRUCTION OF SHARIA BANKING TO PROMOTE INNER BUSINESS EMPLOYMENT SECTOR ]]>
<![CDATA[Muhlis Muhlis]]>
<![CDATA[ Jurnal Iqtisaduna Prosiding International Conference on Islamic Economics and Business 2019 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Alauddin Makassar ]]>
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DOI: 10.24252/iqtisaduna.v1i1.11832
<![CDATA[The purpose of this paper is to determine the deconstruction of the role Islamic banks in the SMEs sector in order berkemajuan stretching the domino effect on employment. In order to facilitate the systematic writing of this journal using the literature review methodology . The results of this paper's study show that the effort to advance SMEs is very necessary, seeing the potential and role that is very urgent for our nation, especially related to the absorption of labor that is able to contribute the most to the Indonesian national economy. The more moldy effort, the more labor intensive, thus will reduce unemployment which is a major challenge for the country. SMEs must continue to be encouraged with full support from the government.In conducting and developing its business, it is crowded with entrepreneurs who need capital access support in order to maintain the suistainable of their business. The function of Islamicbanks for SMEs is very much needed as an intermediary institution that collects public funds and channels them back in the form of financing products with various contracts that are in accordance with the provisions of Islamic law.]]>
<![CDATA[DAMPAK PEMBIAYAAN MURABAHAH TERHADAP LABA PT BANK BNI SYARIAH (PERSERO) TBK. KANTOR CABANG MAKASSAR ]]>
<![CDATA[Muhlis Muhlis]]>;
<![CDATA[Hardiyanti Ade Ahsana]]>
<![CDATA[ Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 6 No 2 (2021): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20 ]]>
Publisher : <![CDATA[Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri ]]>
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DOI: 10.36908/isbank.v6i2.181
<![CDATA[The presence of murabahah financing service facilities at PT Bank BNI Syariah is expected to internally maximize profits for the company. For this reason, this research aims to provide empirical evidence regarding the impact of murabahah financing on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office, using 2014-2016 financial report data. The methodology uses quantitative descriptive analysis through linear regression and hypothesis testing. Research results show that murabahah financing has a positive and significant impact on profits at PT Bank BNI Syariah (Persero) Tbk. Makassar Branch Office. Hypothesis testing obtained a significant level below 5%. So that murabahah financing has a positive and significant impact on company profits. The results of the simple regression analysis showed that the model Y = -2267.044 + 0.551X. A constant value of -2267.044 means that if there is no murabahah financing, profit (Y) will decrease by -2267.044 and if the independent variable, namely murabahah financing (X) increases by one unit, the dependent variable, namely profit (Y), increases by 0.551.]]>
<![CDATA[THE ROLE SHARIA FINTECH TO SUPPORT HALAL INDUSTRY IN INDONESIA ]]>
<![CDATA[ISMAWATI ISMAWATI]]>;
<![CDATA[TRIMULATO TRIMULATO]]>;
<![CDATA[MUHLIS MUHLIS]]>;
<![CDATA[MUSDALIFAH MUSDALIFAH]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 2 (2022): Juli - Desember 2022 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
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DOI: 10.15548/al-masraf.v7i2.245
<![CDATA[The purpose research to show growth sharia fintech, as well as analysis forms supporting sharia fintech improving halal industry in Indonesia. Research method used qualitative with literature study. Sources data used are secondary data has been presented certain institutions and then processed by researchers. Such as data from Financial Services Authority, Bank Indonesia, and other Data collection techniques used libraries from several sources are considered relevant. Data analysis technique used is descriptive qualitative. Results study indicate development sharia fintech period 2019 to 2020 sharia fintech assets 4.474,86. Sharia fintech lending players 10. Sharia fintech can support development halal industry, with easy access, including Halal SMEs. Multipayment fintech can be a means of payment for business. Sharia fintech Peer to Peer (P2P) Lending will provide access capital, as well as investment facilities. Type sharia crowdfunding fintech provides access joint funds finance halal industry so actors can be helped increase their business.]]>
<![CDATA[PENDIDIKAN MODERASI BERAGAMA DI SULAWESI TENGAH ]]>
<![CDATA[Khaerun Nisa]]>;
<![CDATA[Muhlis Muhlis]]>
<![CDATA[ EDUCANDUM Vol 8 No 1 (2022): Jurnal Educandum ]]>
Publisher : <![CDATA[Balai Penelitian dan Pengembangan Agama Makassar ]]>
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<![CDATA[Penelitian ini bertujuan untuk mendeskripsikan potret pendidikan moderasi beragama di Kabupaten Sigi, Provinsi Sulawesi Tengah, meliputi dukungan pemerintah, peran guru dan inovasi media pembelajaran. Pendekatan kualitatif digunakan dalam penelitian ini. Metode pengumpulan data melalui observasi, wawancara mendalam, dan dokumentasi. Penelitian ini mengungkapkan bahwa dalam rangka pengarusutamaan moderasi beragama dalam dunia pendidikan, kehadiran Kemenag Kabupaten Sigi telah melaksanakan diklat subtantif moderasi beragama bagi para guru madrasah. Guru sebagai tombak terakhir dalam pengarusutamaan moderasi beragama kepada peserta didik. Guru menggunakan berbagai jenis media pembelajaran kreatif dengan tetap mempertimbangkan kondisi peserta didik, khususnya dalam situasi pandemi covid-19, agar nilai-nilai moderasi beragama tidak hanya sekadar sending kepada peserta didik, tetapi juga delivered. Adapun media kreatif dalam rangka inovasi pembelajaran moderasi beragama di Kabupaten Sigi yaitu pembelajaran jarak jauh (PJJ) berbasis radio di SD Bolapapu Kulawi pada mata pelajaran agama Kristen, google classroom di MA Biromaru, dimana guru akidah akhlak dan guru yang mengampu mata pelajaran umum menginjeksikan nilai-nilai moderasi beragama melalui video pada google classroom yang memuat nilai toleransi dan anti kekerasan. Serta media pembelajaran pohon kebaikan dan board game untuk menanamkan nilai-nilai kasih pada mata pelajaran pendidikan agama Kristen di SD Bala Keselamatan Watubula. Sebagai tindak lanjut dari penelitian ini, penyelenggaraan diklat subtantif serta teknis moderasi beragama oleh kemenag Sigi perlu dilakukan secara kontinyu dan komprehensif kepada para guru madrasah maupun guru agama binaan kemenag di sekolah umum.]]>
<![CDATA[Tantangan dan Pengelolaan Sejumlah Risiko Perbankan Syariah Era Digital ]]>
<![CDATA[Muhlis Muhlis]]>;
<![CDATA[Sudirman Sudirman]]>
<![CDATA[ Al-Buhuts Vol. 17 No. 2 (2021): Al-Buhuts ]]>
Publisher : <![CDATA[Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo ]]>
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DOI: 10.30603/ab.v17i2.2340
<![CDATA[This paper aims to examine the challenges and management of banking in identifying and minimizing the impact of risks faced by banks today. The methodology used to construct this paper is through a literature review. This paper produces research that the complexity of the risks faced, both financial and non-financial risks, such as the operational risk of using modern technology services, which increasingly pampers millennial customers today in the world of financial institutions such as fintech. Advances in digital services such as neo bank, and the state of the pandemic. The competition for the use of technology, including banking, cannot be separated from the threat of crime risk, so it requires protection on the one hand. The irony is that banks that are unable to provide technology services will have difficulty competing. The outline of the risks faced in banking is not only financial but also non-financial. So it is urgent to be able to implement risk management in hedging banking, including Islamic banking, so that they can anticipate and then take the necessary actions in facing the competitive situation and conditions of the current era]]>
