Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah
Vol 6 No 2 (2021): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20

PEMBIAYAAN BAGI HASIL DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

Yana Fajriah (Program Studi Manajemen, STIEM Bongaya)
Edy Jumady (Program Studi Manajemen, STIEM Bongaya)



Article Info

Publish Date
04 Feb 2021

Abstract

This study aims to determine whether production sharing financing and fianancing to deposit ratio affect profitability. Data collection used secondary data and sample in the study using purposive sampling technique. The population is all Islamic commercial banks in Indonesia, amounting to 14 Islamic commercial banks, while the sample taken is 5 Islamic commercial banks. The number of samples has been tested using the classical assumption test in the form of normality test, multicolonierity test, heteroscedasticity test. The data analysis method uses multiple linear regression analysis.The results showed that the first hypothesis proposed was rejected because it showed the results of the hypothesis test of profit-sharing financing which did not have a significant effect on profitability (ROA), while the second hypothesis is rejected because the results of hypothesis testing indicate that the financing to deposit ratio has no significant effect on profitability (ROA).

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Journal Info

Abbrev

isbank

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Description

Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic economics and banking. Editors welcome articles and research reports that address current issues such as: sharia ...