RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL
Vol 4 No 4 (2022): Reslaj: Religion Education Social Laa Roiba Journal

Analysis of The Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer to Peer Lending in Indonesia with Satisfaction As an Intervening Variable

Dedy Dwi Arseto (STIE Bina Karya)
Andri Soemitra (UIN Sumatera Utara)



Article Info

Publish Date
02 Jul 2022

Abstract

This study aims to examine the Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer To Peer Lending in Indonesia. With Satisfaction as an Intervening Variable. Data analysis in this research is quantitative analysis using Partial Least Square (PLS) analysis test tool. The object of this research is Peer To Peer Lending Syariah Fintech users in Indonesia. The sample was taken using the proportioned cluster sampling method, where the sample taken was only Sharia peer-to-peer (P2P) fintech users up to 100 samples. From the results of the research conducted, it shows that Attitudes, Perceptions affect the satisfaction of Fintech Syariah Peer To Peer Lending in Indonesia. Satisfaction affects the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Attitude influences the satisfaction of Fintech Syariah Peer To Peer Lending in Indonesia. Perception does not affect the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Satisfaction can mediate the relationship between attitudes towards the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Satisfaction can mediate the relationship between perceptions of decisions to use Sharia Fintech Peer To Peer Lending in Indonesia.

Copyrights © 2022






Journal Info

Abbrev

reslaj

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences

Description

RESLAJ: Religion Education Social Laa Roiba Journal is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in ...