Tawazun: Journal of Sharia Economic Law
Vol 1, No 2 (2018): TAWAZUN : Journal of Sharia Economic Law

Financial Technology Peer-To-Peer Lending Berbasis Syariah Di Indonesia

Jadzil Baihaqi (Institut Agama Islam Negeri Kudus)



Article Info

Publish Date
20 Sep 2018

Abstract

This research aims to explain the concept of online peer-to-peer lending based on sharia rules. This research uses a literature study. The findings are, first, online peer-to-peer lending allowed in Islamic law that free from prohibited transactions, using sharia contracts, transparent, and in good manner. Second, there are 6 online peer-to-peer lending models that can be done according to Fatwa DSN-MUI: 1) financing for factoring, 2) financing for procurement ordered good, 3) financing for online seller, 4) financing for online seller through payment gateway, 5) financing for employee, 5) financing for community-based.

Copyrights © 2018






Journal Info

Abbrev

tawazun

Publisher

Subject

Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

Tawazun : Journal of Sharia Economic Law (P-ISSN:2655-9021, E-ISSN:2655-9579) first appeared in March 2018. This Journal based on scientific research published twice a year, March and September. The editorial board receives articles from researchers, educators and observers about sharia economic law ...