JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen

Penerapan Akad Murabahah untuk Pembiayaan Renovasi Rumah pada Kantor Kas PT BPRS Amanah Bangsa Sidamanik

Putri Shakinah (Unknown)
Ahmad Perdana Indra (Unknown)



Article Info

Publish Date
06 Jan 2022

Abstract

Thisostudyofocuses on theoapplication ofomurabahahocontracts to finance home renovations at the PT BPRS Amanah Bangsa sidamanik cash office. The purposeoof this studyois to find out how the implementation of the Murabahah contract for financingohome renovations and to find out what are the benefits of implementing the Murabahah contract for financing home renovations to customers. The research method used is a library studio by collecting data and utilizing theories related to the problems to be discussed, which are produced from various books related to the study. And also field studies by conducting questions and answers to parties related to this research. The results show that 1) Banks are sellers of raw materials for home renovations and customers are buyers. The bank provides the materials desired by the customer by buying the raw material from the seller/supplier, then selling it to the buyer (customer) at a price different or higher than the purchase price made by Islamic banks 2) There are benefits when using a Murabahah contract in renovation house, namely: avoiding usury, and installment payments are automatically deducted via debit accoun

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Journal Info

Abbrev

JKM

Publisher

Subject

Humanities Computer Science & IT Economics, Econometrics & Finance Environmental Science Library & Information Science

Description

JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen (Online ISSN: 2774-2075) merupakan jurnal nasional yang diterbitkan oleh Lembaga Pusat Penelitian dan Pengabdian Masyarakat (LP2M) Universitas Muhammadiyah Enrekang bekerjasama dengan Forum Dosen Riset STMIK/STIE Insan Pembangunan dan Ikatan Doktor ...