Tasharruf: Journal of Islamic Economics and Business
Vol. 1 No. 1 (2020): Mei

Strategi Penyaluran Pembiayaan Usaha Mikro Kecil Dan Menengah Di Bank Syariah Mandiri : (Studi Bank Syariah Mandiri Kantor Cabang Pasuruan)

Rachmad Nor Firman (Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia)
Ismatul Azizah (Sekolah Tinggi Agama Islam Salahuddin Pasuruan)



Article Info

Publish Date
09 May 2020

Abstract

This study aims to determine the financing distribution strategy for micro, small and medium enterprises (MSMEs) at Bank Mandiri Syariah Pasuruan Branch Office. The research method used is descriptive qualitative analysis research method with technical data analysis used is phenomenological analysis. The results of the study resulted in several conclusions, namely first, in the distribution of MSME financing, Bank Syariah Mandiri divided into several segments, namely the fixed income group customer segment, business customer segment, community segment and regional segment. Second, the strategies implemented in the distribution of MSME financing are market penetration strategies or marketing, product manual strategies, strategies for cooperating with agencies, walk-in and existing customer strategies and promotion strategies. Then there are several obstacles from the distribution of MSME financing

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Journal Info

Abbrev

tasharruf

Publisher

Subject

Economics, Econometrics & Finance

Description

The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic ...