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p-Index From 2020 - 2025
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All Journal Tasharruf: Journal of Islamic Economics and Business
Ismatul Azizah
Sekolah Tinggi Agama Islam Salahuddin Pasuruan
Economics, Econometrics & Finance

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Strategi Penyaluran Pembiayaan Usaha Mikro Kecil Dan Menengah Di Bank Syariah Mandiri : (Studi Bank Syariah Mandiri Kantor Cabang Pasuruan) Rachmad Nor Firman; Ismatul Azizah
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.444 KB) | DOI: 10.55757/tasharruf.v1i1.63

Abstract

This study aims to determine the financing distribution strategy for micro, small and medium enterprises (MSMEs) at Bank Mandiri Syariah Pasuruan Branch Office. The research method used is descriptive qualitative analysis research method with technical data analysis used is phenomenological analysis. The results of the study resulted in several conclusions, namely first, in the distribution of MSME financing, Bank Syariah Mandiri divided into several segments, namely the fixed income group customer segment, business customer segment, community segment and regional segment. Second, the strategies implemented in the distribution of MSME financing are market penetration strategies or marketing, product manual strategies, strategies for cooperating with agencies, walk-in and existing customer strategies and promotion strategies. Then there are several obstacles from the distribution of MSME financing
Implementasi Bank Wakaf Mikro Digital Terhadap Peningkatan Produk Pembiayaan Usaha Mikro Kecil Menengah di Indonesia Yusuf; Novi Dian Pertiwi; Ismatul Azizah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 2 (2022): November
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (174.288 KB) | DOI: 10.55757/tasharruf.v3i2.187

Abstract

Digital micro Bank communal financial institution expected can manage the the asset to be giving the benefit in the form of prosperity to people. This research aim to to analyse management of digital micro communal ownership bank which done by the Moslem law financial institution get trust from Kementerian Agama as organizer of money communal ownership in Indonesia so in this time. This Descriptive qualitative research written pursuant to study literasi Conclusion of research is digital micro communal ownership bank financial institution require to optimal of application implementation BWM digital to deliver prosperity and trust of client
Co-Authors Novi Dian Pertiwi Rachmad Nor Firman Yusuf Yusuf