Tasharruf: Journal of Islamic Economics and Business
The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic Economics and Business are but strictly limited to: islamic economics; islamic banking and finance; islamic economic management; islamic economics law; management Zakat, Infaq, Shodaqoh, and Waqf; islamic entrepreneurship and business; islamic economics thought; islamic insurance; islamic accounting.
Articles
35 Documents
<![CDATA[Strategi Penyaluran Pembiayaan Usaha Mikro Kecil Dan Menengah Di Bank Syariah Mandiri : (Studi Bank Syariah Mandiri Kantor Cabang Pasuruan) ]]>
<![CDATA[Rachmad Nor Firman]]>;
<![CDATA[Ismatul Azizah]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (168.444 KB)
|
DOI: 10.55757/tasharruf.v1i1.63
<![CDATA[This study aims to determine the financing distribution strategy for micro, small and medium enterprises (MSMEs) at Bank Mandiri Syariah Pasuruan Branch Office. The research method used is descriptive qualitative analysis research method with technical data analysis used is phenomenological analysis. The results of the study resulted in several conclusions, namely first, in the distribution of MSME financing, Bank Syariah Mandiri divided into several segments, namely the fixed income group customer segment, business customer segment, community segment and regional segment. Second, the strategies implemented in the distribution of MSME financing are market penetration strategies or marketing, product manual strategies, strategies for cooperating with agencies, walk-in and existing customer strategies and promotion strategies. Then there are several obstacles from the distribution of MSME financing]]>
<![CDATA[Hubungan Antara Faktor Lingkungan Usaha Dengan Keberhasilan Kinerja Koperasi ]]>
<![CDATA[Nailatul Khoiriyah C]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (120.533 KB)
|
DOI: 10.55757/tasharruf.v1i1.64
<![CDATA[The research purposes are: 1) To describe the farmer social economic conditions in research area, 2) Describe the farmer motivation on this technology.3) Describe the farmer participations on this technology. 4) To analyze the relationship between social economic factors with farmer motivation on this technology.5) To analyze the relationship between social economic factors with farmer participations on this technology. This research is explanatory research, while the method of research is survey. In this research used by 20 samples who taken using method of simple random sampling. Data analysed by using descriptive analysis and Rank Spearman correlation analysis. The research results are:1) Social Economic condition of farmer in research area include in medium category.2) Farmer Motivations on this technology include high category.3) Farmer participation on this technology include in high category. 4) There are no correlations between social economic factors with farmer motivations on technology. It caused of farmer motivation in high category and social economic factors in statistic analysis are homogeny. 5) There are correlations between social economic factors with the farmer participation. Suggestion that extended based on the result from this research was: 1) Farmer motivation on this technology is high, it needs to be maintain, in order farmer always motivated to participant application this technology. So it will increase their production and income. 2) Farmer participation on this technology is good. But it needs to be increase especially at planning with activated farmer in each government program which related with plantation technology development.]]>
<![CDATA[Metamorfosis Layanan Produk Lembaga Keuangan Mikro Syariah ]]>
<![CDATA[Saiful Bakhri]]>;
<![CDATA[Siti Pamrih Anjas Wulandari]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (223.961 KB)
|
DOI: 10.55757/tasharruf.v1i1.65
<![CDATA[Islamic microfinance institutions are one of the pillars in the financial intermediation process. Microfinance is needed by small and medium-sized groups of people for both consumption and production as well as saving their business results. The results of the study indicate that the development of LKMS products is through the company's planning process to find out market desires, make strategic decisions in product formation, improve products, and even make new product innovations as an effort to improve the quality of LKMS services and products. This is a form of improving managerial quality in LKMS. Abstract]]>
<![CDATA[Analisis Produk Crowdfunding Lembaga Keuangan Syariah Dalam Menghadapi Dampak Ekonomi Wabah Virus Covid 19 ]]>
<![CDATA[Yusuf]]>;
<![CDATA[Siti Pamrih Anjas Wulandari]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (240.174 KB)
|
DOI: 10.55757/tasharruf.v1i1.66
<![CDATA[Growth of technology financial facilitate society in doing monetary transaction way of online for the product of defrayal, fund gathering and also service.. Economic impact which generated by Funnel virus epidemic give opportunity of product of crowdfunding Moslem law expand alternatively fund graving dock. This research aim to to know role of product of crowdfunding Moslem law to natural society of economic impact. This descriptive qualitative research written pursuant at study of literasi. From the results of the study it can be concluded that request of deposit product and defrayal with mutual assistance principle grow productivity model defrayal of Moslem law crowdfunding a period of deceleration of economics, Institute Moslem law technology financial have role to government in balancing economics of side consume and production, Monetary Authority Service needed in the case of observation of activity of institute of financial Moslem law technology to guarantee storey; level trust of society specially economic perpetrator in the case of transaction implementation base on Moslem law and of prudential banking principle exist in Islamic financial institution]]>
<![CDATA[Laju Percepatan Perkembangan Perbankan Syariah Melalui Penerapan Tata Kelola Syariah ]]>
<![CDATA[Rachmad Nor Firman]]>;
<![CDATA[Muhammad Alwi]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (148.004 KB)
|
DOI: 10.55757/tasharruf.v1i1.67
<![CDATA[The growth and development of the Indonesian Islamic banking industry shows an increasing graph, although experiencing a slowdown. Data published by OJK shows that national Islamic banking contributed 4.81% to the market share with asset growth getting 1197% as of June 2018. At the global level, the Islamic financial services sector, including banking, controls 3% and together with Qatar, Saudi Arabia, Malaysia, the United Arab Emirates and Turkey are the driving forces of Islamic finance in the future. One of the strategic issues that becomes an obstacle is the public's misperception of Islamic banking regarding contracts, products and services that do not comply with sharia principles. Implementation of governance is an effort to accelerate the growth of Islamic banking.]]>
<![CDATA[Peran Teknologi Fintech Dalam Menumbuhkembangkan Iklim Investasi Reksa Dana Syariah Di Indonesia ]]>
<![CDATA[Yusuf]]>;
<![CDATA[Fathmah Hanum]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (151.619 KB)
|
DOI: 10.55757/tasharruf.v1i2.68
<![CDATA[The existence of Islamic financial institutions in marketing products using financial technology affects public interest in obtaining alternative investment options. The economic impact of the Covid 19 virus pandemic provides an opportunity for sharia mutual fund products to develop as a source of receiving funds from the public. This study aims to determine the role of Islamic financial technology institutions in improving the investment climate in Indonesian Islamic finance. This qualitative descriptive study was written based on literacy studies from various books and research journals related to Islamic economics and investment. From the results of the research, it can be concluded that Islamic financial institutions that use financial technology have a role in improving the investment climate in Indonesian Islamic finance in the form of convenience and alternative investment options that result in increased returns. Supervision of the activities of sharia financial technology institutions by the Financial Services Authority and BAPEPAM is required in supervising the operations of sharia financial institutions to ensure the level of security of public funds invested in sharia mutual fund investment products.]]>
<![CDATA[Pisang Emas dan Social Movement Menuju Industri Kreatif : (Analisis Potensi di Desa Sumber Tangkil Kecamatan Tirtoyudo Kabupaten Malang) ]]>
<![CDATA[M. Romli Muar]]>;
<![CDATA[A.Fahrur Rozi]]>;
<![CDATA[Sagita Martha Triyani]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (66.502 KB)
|
DOI: 10.55757/tasharruf.v1i2.69
<![CDATA[Sumber Tangkil Village, Tirtoyudi District, Malang Regency, East Java is one of the villages that has abundant natural wealth, among its natural wealth There are many golden banana trees found. In this area the Golden Banana is a source of eyes the life of the local community in fulfilling their daily needs, will but the golden bananas that are abundantly don't get the maximum treatment not even accepted in the market. This research was conducted using qualitative descriptive research method. The results and benefits that can be drawn from this research are: maximizing the natural potential possessed by conducting coaching society through changes in social movements towards actions and mindsets productive and innovative based on the role of the community in improving the level of the economy Public]]>
<![CDATA[Hubungan Antara Modal Manusia (Human Capital) dan Modal Finansial (Financial Capital) dengan Partisipasi Anggota Lembaga Masyarakat Desa Hutan (LMDH) dalam Program Pengelolaan Hutan bersama Masyarakat (PHBM) ]]>
<![CDATA[Rachmad Nor Firman]]>;
<![CDATA[Aqidatus Sholikha]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (63.802 KB)
|
DOI: 10.55757/tasharruf.v1i2.70
<![CDATA[This research is an explanatory research, while the method used is a survey method in Tlekung Village, Junrejo District, Batu City. In this study, 24 samples were determined based on simple random sampling. Data analysis used descriptive analysis and Rank Spearman correlation analysis. The results in this study are as follows: 1) The human capital condition of LMDH members is in the high category and the financial capital of LMDH members is in the medium category. 2) LMDH members' participation in this PHBM program is in the high category. 3) There is a positive relationship between human capital and the participation of LMDH members in the Community Forest Management Program (PHBM), and there is no relationship between financial capital and the participation of LMDH members in the PHBM program. Further research is needed regarding the participation of LMDH members on forest management in the PHBM Program with the condition of human capital, for example regarding different levels of education and financial capital or on the factors that influence them, so that better government policies can be formulated in the forestry sector, especially related to Community Forest Management (PHBM) program.]]>
<![CDATA[Peranan Akuntansi Pertanggung Jawaban dalam Pengendalian Manajemen pada Bank Syariah ]]>
<![CDATA[Rachmad Nor Firman]]>;
<![CDATA[Dikril Faizun]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (201.845 KB)
|
DOI: 10.55757/tasharruf.v1i2.71
<![CDATA[The form of line management accountability in Islamic banks is something that needs to be considered. Accountability needs to be pursued because this is to protect assets from theft, embezzlement, misuse or placement of assets in inappropriate locations. Thus, every line management of Islamic banks needs to use responsibility accounting as a control in management control. Accountability accounting in Islamic banking is present because of the decentralized form of responsibility and authority applied by the top management of the Islamic bank. effectiveness and efficiency as well as the state of the bank they lead. So that top management can make the right business decisions for the existence of Islamic banks in the future.]]>
<![CDATA[Dinamika Ekonomi Dalam Perspektif Pesantren ]]>
<![CDATA[Saiful Bakhri]]>;
<![CDATA[silda Labibi]]>
<![CDATA[ Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 2 (2020): November ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (138.843 KB)
|
DOI: 10.55757/tasharruf.v1i2.72
<![CDATA[Pesantren as a cultural institution that was born on the initiative and initiative (figure) of the community and is autonomous, since its inception it has been a strategic potential in the middle community life. Although many esantren position themselves (only) as an education and religious institution, but since birth until now several Islamic boarding schools have tried to reposition in addressing various social problems society, such as economic, social and poliyical. Therefore, pesantren are required to make updates that can optimize its potential. In particular, in community empowerment through the economy.]]>
