Nusantara Hasana Journal
Vol. 2 No. 3 (2022): Nusantara Hasana Journal, August 2022

IMPLEMANTASI PENGAWASAN OTORITAS JASA KEUANGAN TERHADAP LEMBAGA KEUANGAN MIKRO (Studi Kasus Pada Bank Perkreditan Rakyat Yang Terdaftar Dan Diawasi OJK Regional 8 Bali Dan Nusa Tenggara)

Ni Putu Galuh Nirmalasari (Universitas Mahendradatta)
Ni Wayan Suartini (Universitas Mahendradatta)
I Nyoman Gede Supraptha (Universitas Mahendradatta)



Article Info

Publish Date
02 Aug 2022

Abstract

The Financial Services Authority is an independent institution and is free from interference from other parties that has the functions, duties, authorities as regulation, supervision and protection. One of the institutions that is closely monitored by the Financial Services Authority is the Microfinance Institution. The Financial Services Authority also stipulates that if the business activities of a Microfinance Institution exceed one district/city area, the institution must transform into a Rural Bank or Sharia Rural Financing Bank. This policy is of course related to the many problems in the banking sector that occurred in the crisis and impacted the 21 national private banks which were liquidated by Bank Indonesia, which found various irregularities so that many questioned Bank Indonesia's supervision. This study aims to describe the supervision of the Financial Services Authority and the Standard Operating Procedures of the Financial Services Authority on the performance of Microfinance Institutions. Data collection techniques were carried out by questionnaires and literature studies, with quantitative descriptive analysis techniques. The results of the study show: (1) The supervision of the Financial Services Authority partially has a positive and significant influence on the performance of Microfinance Institutions, it can be said that the significance value is 0.000 with a coefficient value of 0.429. (2) Standard Operating Procedures of the Financial Services Authority partially have a positive and significant effect on the performance of Microfinance Institutions, it can be said that the significance value is 0.000 with a coefficient value of 0.661. (3) Supervision of the Financial Services Authority and Standard Operating Procedures of the Financial Services Authority simultaneously have a positive and significant influence on the performance of Microfinance Institutions, it can be said that this is because a significance value of 0.000 is obtained.

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Journal Info

Abbrev

nhj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Nursing

Description

Nusantara Hasana Journal published a scientific paper original articles of research and community engangement and review of the literature in: Biology, Tourism & Hospitality, Pharmacy, Chemistry, Physics, Mathematics, Education, Medicine , Medical and Health Science, Engineering & Technology, ...