International Journal of Social Science
Vol. 2 No. 2: Agustus 2022

SUSTAINABLE FINANCIAL PERFORMANCE BASED ON FINANCIAL LITERACY AND FINANCIAL INCLUTION WITH INNOVATION AS A MEDIATION VARIABLE ON BATIK MSMEs IN SRAGEN REGENCY

Edi Wibowo (Study Program Management, Faculty of Economics, Slamet Riyadi Surakarta University)
Setyaningsih Sri Utami (Study Program Management, Faculty of Economics, Slamet Riyadi Surakarta University)
Dewi Novita (Study Program Management, Faculty of Economics, Slamet Riyadi Surakarta University)

Article Info

Publish Date
03 Aug 2022

Abstract

The purpose of this study is to analyze the significance effect of financial literacy and financial inclusion on innovation, analyze the significance effect of financial literacy, financial inclusion and innovation on financial performance and analyze the significance effect of financial literacy and financial inclusion on financial performance with innovation as a mediating variable. The population is the owner of Batik UMKM in Sragen Regency as many as 126 business actors with a sample of 56 respondents with simple random sampling. Data collection techniques used questionnaires. The data analysis technique used path analysis. The results showed that financial literacy and financial inclution has a significant effect on the innovation. Financial literacy, financial inclution and inovation have a significant effect on financial performance. Financial literacy and financial inclusion have a significant effect on financial performance with innovation as a mediating variable.

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Journal Info
International Journal of Social Science
Website

Abbrev

IJSS

Publisher

bajang Institute

Subject

Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Other

Description

"IJSS” for International Journal of Sosial Science, published by Bajang Instiute. Published in two formats, printed version of ISSN:2798-3463 and the online version of ISSN:2798-4079, both of which are published six times in one year. The scope of the journal studies broadly includes: Culture (a ...