J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Vol 7, No 2 (2022)

DETERMINAN LIKUIDITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI INDONESIA

Ayu Rahmawati (Unknown)
Nurjanah, Nurjanah (Unknown)
Amiruddin Yahya (Unknown)



Article Info

Publish Date
24 Nov 2022

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses on Operating Income (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) on the Liquidity of Islamic People's Financing Banks (BPRS) in Indonesia. This study uses a quantitative approach to secondary data in the form of time series data. The population of this research is all BPRS registered with the Financial Services Authority. The data analysis technique used in this study is multiple linear regression. The results obtained show that partially the Capital Adequacy Ratio (CAR) has a positive and insignificant effect on liquidity with a significance value of 0,941. > 0,05. Operating Expenses Operating Income (BOPO) has a negative and insignificant effect on liquidity with a significance value of 0,493 > 0,05. Non-Performing Financing (NPF) has a positive and significant effect on liquidity with a significance value of 0,005 < 0,05. And Return On Assets (ROA) has a positive and significant effect on liquidity with a significance value of 0,015 < 0,05. Simultaneously the independent variable has a significant effect on the dependent variable with a significance value of 0,001 < 0,05. This means that the Capital Adequacy Ratio (CAR), Operating Income Operating Expenses (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) simultaneously (together) have a significant effect on liquidity at Islamic People's Financing Banks (BPRS) in Indonesia.

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Journal Info

Abbrev

ebis

Publisher

Subject

Economics, Econometrics & Finance Other

Description

The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to ...