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All Journal J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Ihtiyath : Jurnal Manajemen Keuangan Syariah Jurnal Ilmiah Mahasiswa
Amiruddin Yahya
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Religion Arts Humanities Economics, Econometrics & Finance Social Sciences Other

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THE INFLUENCE OF FINANCIAL LITERACY, RELIGIOSITY AND SOCIAL MEDIA ON ONLINE SHOPPING CONSUMPTIVE BEHAVIOR Mastura; Yuni Safitri; Amiruddin Yahya
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 7 No 1 (2023): Vol.7 No.1 Juni 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v7i1.6079

Abstract

THE INFLUENCE OF FINANCIAL LITERACY, RELIGIOSITY AND SOCIAL MEDIA ON ONLINE SHOPPING CONSUMPTIVE BEHAVIOR Abstract Purpose: This study aims to investigate the partial and simultaneous influences of financial literacy, religiosity, and social media on online shopping consumptive behavior among students. Design/methodology/approach: The research employs a quantitative method using primary data from 98 respondents, analyzed through multiple linear regression. The study assesses the impact of financial literacy, religiosity, and social media on online shopping consumptive behavior. Findings: The results indicate that, individually, financial literacy and religiosity do not have a significant effect on consumptive behavior. However, social media has a significant positive impact. Simultaneously, when considering all factors together, there is a joint relationship between financial literacy, religiosity, and social media with online shopping consumptive behavior. Research limitations/implications: This study is limited to a specific sample of 98 respondents, and the findings may not be generalized to broader populations. The research provides insights into the interplay of financial literacy, religiosity, and social media on consumptive behavior, but individual variations may exist. Practical implications: The research encourages students to be more mindful of spending and financial management. Emphasizing the role of social media in shaping consumptive behavior, it suggests interventions to promote efficient consumption and responsible online shopping practices. Keywords: Financial Literacy, Religiosity, social media, Consumptive Behavior. PENGARUH LITERASI KEUANGAN, RELIGIUSITAS DAN MEDIA SOSIAL TERHADAP PERILAKU KONSUMTIF BELANJA ONLINE Abstrak Tujuan: Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, religiusitas, dan media sosial secara parsial dan simultan terhadap perilaku konsumtif belanja online di kalangan mahasiswa. Desain/metodologi/pendekatan: Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer dari 98 responden, yang dianalisis melalui regresi linier berganda. Studi ini mengkaji dampak literasi keuangan, religiusitas, dan media sosial terhadap perilaku konsumtif belanja online. Temuan: Hasil penelitian menunjukkan bahwa, secara individual, literasi keuangan dan religiusitas tidak berpengaruh signifikan terhadap perilaku konsumtif. Namun, media sosial memiliki dampak positif yang signifikan. Secara bersamaan, ketika mempertimbangkan semua faktor secara bersamaan, ada hubungan bersama antara literasi keuangan, religiusitas, dan media sosial dengan perilaku konsumtif belanja online. Keterbatasan / implikasi penelitian: Penelitian ini terbatas pada sampel spesifik dari 98 responden, dan temuan mungkin tidak digeneralisasi ke populasi yang lebih luas. Penelitian ini memberikan wawasan tentang interaksi literasi keuangan, religiusitas, dan media sosial tentang perilaku konsumtif, tetapi variasi individu mungkin ada. Implikasi praktis: Penelitian ini mendorong siswa untuk lebih memperhatikan pengeluaran dan manajemen keuangan. Menekankan peran media sosial dalam membentuk perilaku konsumtif, ini menyarankan intervensi untuk mempromosikan konsumsi yang efisien dan praktik belanja online yang bertanggung jawab. Kata kunci: Literasi Keuangan, Religiusitas, media sosial, Perilaku Konsumtif.
PENGARUH LATAR BELAKANG PENDIDIKAN DAN KEPEMIMPINAN TERHADAP KINERJA KARYAWAN PADA PT. BPRS ADECO KOTA LANGSA Dela Sari; Amiruddin Yahya; Chahayu Astina
JIM: Jurnal Ilmiah Mahasiswa Vol 2, No 2 (2020): Oktober 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v2i2.2644

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh latar belakang pendidikan dan kepemimpinan terhadap kinerja karyawan pada PT. BPRS Adeco Kota Langsa. Jenis penelitian adalah penelitian kuantitatif dengan pengumpulan data melalui kuisioner yang berupa pernyataan tertulis yang diberikan kepada responden. Data yang diperoleh dalam penelitian ini berdasarkan jawaban dari responden terhadap kuisioner yang telah dibagikan kepada 30 responden yang diambil dengan teknik non probablity sampling. Analisis data menggunakan uji validitas dan reliabilitas, uji asumsi klasik, uji regresi linier berganda, uji t, uji f dan uji koefisien determinasi dengan bantuan SPSS 22. Hasil penelitian menunjukkan bahwa secara parsial variabel latar belakang pendidikan tidak berpengaruh signifikan terhadap kinerja karyawan (nilai sig. sebesar 0,055) dan variabel kepemimpinan berpengaruh signifikan terhadap kinerja karyawan (nilai sig. sebesar 0,035). Dan secara simultan variabel latar belakang pendidikan dan kepemimpinan berpengaruh terhadap kinerja karyawan pada PT. BPRS Adeco Kota Langsa dengan nilai signifikansi sebesar 0,000.
DETERMINAN LIKUIDITAS PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI INDONESIA Ayu Rahmawati; Nurjanah, Nurjanah; Amiruddin Yahya
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 2 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i2.4777

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses on Operating Income (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) on the Liquidity of Islamic People's Financing Banks (BPRS) in Indonesia. This study uses a quantitative approach to secondary data in the form of time series data. The population of this research is all BPRS registered with the Financial Services Authority. The data analysis technique used in this study is multiple linear regression. The results obtained show that partially the Capital Adequacy Ratio (CAR) has a positive and insignificant effect on liquidity with a significance value of 0,941. > 0,05. Operating Expenses Operating Income (BOPO) has a negative and insignificant effect on liquidity with a significance value of 0,493 > 0,05. Non-Performing Financing (NPF) has a positive and significant effect on liquidity with a significance value of 0,005 < 0,05. And Return On Assets (ROA) has a positive and significant effect on liquidity with a significance value of 0,015 < 0,05. Simultaneously the independent variable has a significant effect on the dependent variable with a significance value of 0,001 < 0,05. This means that the Capital Adequacy Ratio (CAR), Operating Income Operating Expenses (BOPO), Non-Performing Financing (NPF), and Return On Assets (ROA) simultaneously (together) have a significant effect on liquidity at Islamic People's Financing Banks (BPRS) in Indonesia.
The Influence of Knowledge, Perceptions, and Preferences on Customer Behavior Through Religious as An Intervening Variable Alfian; Amiruddin Yahya; Lisa Marzelia
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 2 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i2.7072

Abstract

This study analyzes the impact of knowledge, perceptions, and preferences on customer behavior through religiosity as an intervening variable at Bank Aceh Syariah Aceh Tamiang Regency. This study employs field research with a sample size of 96. The data analysis technique used is PLS-SEM version 3.0, which includes Outer Model, Inner Model, and Hypothesis Test analysis. The findings indicate that knowledge has a direct positive effect on customer behavior, and that knowledge through religiosity also has a positive and significant impact. Perception variables have a positive but insignificant effect on customer behavior, while religiosity has a positive and significant effect on perception. Preferences have a positive but insignificant effect on customer behavior, while religiosity has a negative and insignificant effect on preferences. Additionally, religiosity has a positive and significant effect on customer behavior at Bank Aceh Syariah Aceh Tamiang Regency. The implications of this research can serve as a reference for academic studies by government officials, Islamic banking practitioners, and the wider community to support scientific development, products, and technology in the future development of Islamic banks. Further research should consider additional and intervening variables for maximum results.
Co-Authors Alfian Ayu Rahmawati Chahayu Astina Dela Sari Lisa Marzelia Mastura N. Nurjanah Yuni Safitri