Kontigensi: Jurnal Ilmiah Manajemen
Vol 10 No 2 (2022): Kontigensi: Jurnal Ilmiah Manajemen

Determinants of the Decision to Provide Loans to Potential Investors on a Peer-to-Peer Lending Platform

Elsye Fatmawati (Universitas Pelita Bangsa, Bekasi, Indonesia)
Parulian Parulian (Universitas Pelita Bangsa, Bekasi, Indonesia)



Article Info

Publish Date
20 Dec 2022

Abstract

This research aim to reveal a number of possible factor influence investors decisions To do investment in Peer-to-peer (P2P) lending services in Indonesia. Study this use method survey with method distribute questionnaire through googleform to any of the users or a number of service banking . There are 82 questionnaires processed in research this using the PLS smart assistance program . Results in study this prove that Accumulation Transaction and Refund History , as well perception risk take effect to decision gift loan . With evaluate significant factor about party borrower , then potential investors will more easy for differentiate borrower one with others on P2P lending services With a number of factor , got is known that if party borrower could Fulfill all aspect such , then party borrower has give quality signal tall to potential investors. Results of research this expected could add nor expand knowledge knowledge as well as give proof new about a number of factor to be determinant decision gift loans on P2P lending services.

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Journal Info

Abbrev

JIMK

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

Description

The scope of Kontigensi: Jurnal Ilmiah Manajemen journal covering the field Business and Management. Topic related to these fields can be Business and Management, entrepreneurship, finance, and financial services, human resource management, marketing, industrial relations, insurance, intellectual ...