<![CDATA[AbstractRelated to the problem of online loans that no longer heed the approval of third parties in appointing someone as a guarantor of the debtor's debt. Then the novelty willbe offered as a solution to the existing problems by using a research method in the formof normative juridical which of course will be guided by the applicable laws andregulations related to the problems that arise and other legal materials that are stillrelevant. In the economic sector, especially in non-bank financial institutions that provideonline loan services, also use the internet as the main media. Seeing the facts that occur,namely regarding the rise of online loans as a creditor who makes a third party aguarantor of the debtor, outside the knowledge and without the consent of someone whobecomes a third party, makes the public question how the government, especially thoserelated to the financial sector, handles these cases. Especially for the Financial ServicesAuthority (OJK), which has the authority and duty to supervise various non-bankfinancial institutions that have been regulated to be outside the authority of BankIndonesia to supervise them. Because of these complicated problems, researchers areinterested in researching further.]]>
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