EMPLOYEE FINANCING SYSTEM ANALYSIS WITH MURABAHAH CONTRACTS AT BPRS BAITUR RIDHA BANDUNG

Akhmad Baidun (UIN Syarif Hidayatullah Jakarta)
Syamsu Rijal (Universitas Negeri Makassar)
Yeti Yeti (Universitas Muhammadiyah Luwuk)
Norvadewi Norvadewi (UIN Sultan Aji Muhammad Idris Samarinda)
Akhmad Nur Zaroni (UIN Sultan Aji Muhammad Idris Samarinda)

Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Vol. 2 No. 2 (2023): Mei : Profit : Jurnal Manajemen, Bisnis dan Akuntansi

This research This study was motivated by the products offered by BPRS Baitur Ridha Bandung, specifically employee financing products with murabahah, which have recently received a lot of attention from customers. Employee financing is available to internal and general employees of BPRS Baitur Ridha Bandung for personal use. This study is a field study. Data sources include primary and secondary data gathered through observations, interviews and documentation. After collecting the data, the writer analyzes it using qualitative descriptive methods with descriptive, inductive and deductive methods. The findings show that the employee financing system with murabahah in BPRS Baitur Ridha Bandung is primarily in accordance with Islamic economics. It has a significant positive impact and influence. Similarly, elements of irregularities according to the Islamic economic system have yet to be discovered in the implementation. Keywords: ;;