Tasharruf: Journal of Islamic Economics and Business
Vol. 4 No. 1 (2023): Mei

Analysis Of The Effect Of Financial Ratios On The Profit Sharing Rate Of Mudharabah Savings In Islamic Commercial Banks In Indonesia For The 2015-2020 Period

Imbi Dewandari (UIN Raden Mas Said Surakarta)
Fuad Hasyim (UIN Raden Mas Said Surakarta)
Dian Rachmawati (UIN Raden Mas Said Surakarta)



Article Info

Publish Date
13 May 2023

Abstract

This study aims to analyze the effect of financial ratios consisting of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), BOPO and Financing of Deposit Ratio (FDR) on the profit-sharing rate of mudharabah savings at Islamic Commercial Banks in Indonesia for the 2015-2020 period. The population in this study is all Sharia Commercial Banks registered with the Financial Services Authority (OJK) in 2015-2020. The sample was obtained from 11 Sharia Commercial Banks selected using the purposive sampling technique. This type of research is quantitative, using data analysis methods in the form of linear regression analysis of data. The results of this study show that CAR, BOPO, and FDR have no effect on the profit-sharing rate of mudharabah savings at Sharia Commercial Banks in Indonesia from to 2015-2020 period. Meanwhile, NPF affects the profit-sharing rate of mudharabah savings in Islamic Commercial Banks in Indonesia during the 2015-2020 period.

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Journal Info

Abbrev

tasharruf

Publisher

Subject

Economics, Econometrics & Finance

Description

The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic ...