Journal of Education, Humaniora and Social Sciences (JEHSS)
Vol 5, No 4 (2023): Journal of Education, Humaniora and Social Sciences (JEHSS), May

Pertanggungjawaban Perusahaan Asuransi PT. Jasa Raharja (Persero) Kantor Perwakilan Padangsidimpuan Terhadap Korban dalam Kecelakaan Lalu Lintas Berbasis Perlindungan Hukum

Yunita Yunita (Universitas Meda Area)
M. Citra Ramadhan (Universitas Meda Area)
Isnaini Isnaini (Universitas Meda Area)



Article Info

Publish Date
25 May 2023

Abstract

This study aims to analyze the role, responsibilities, implementation, and accountability of PT. Jasa Raharja (Persero) Kantor Perwakilan Padang Sidempuan, an insurance company, towards victims of traffic accidents based on legal protection. The research utilized an empirical legal research method with a descriptive analytical approach. Data were obtained through literature review and qualitative analysis of field research. The findings indicate that PT. Jasa Raharja (Persero) has a role in collecting mandatory contributions and donations from transportation owners/operators and public transportation passengers. The company is responsible for providing compensation to traffic accident victims as regulated by legislation. The implementation of responsibilities aligns with the legal regulations. However, challenges arise regarding the requirements and processing time for filing insurance claims for traffic accidents. The accountability towards traffic accident victims based on legal protection is insufficient due to public unawareness of compensation provisions and procedural requirements for submitting compensation claims. Consequently, the legal protection for traffic accident victims and the community remains unrealized

Copyrights © 2023






Journal Info

Abbrev

jehss

Publisher

Subject

Health Professions Public Health Social Sciences

Description

Journal of Education, Humaniora and Social Sciences (JEHSS), publish by Mahesa Research Center, for sources of information and communication for academics and observers about science and methodology. Published papers are the results of research, reflection, and actual critical studies with respect ...