Analysis of Inflation and Rupiah Exchange Rate on Mudharabah Savings at Sharia Commercial Banks

Mesis Rawati wati (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Wewis Gilang Sari (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Febri Rahmita (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Selvi Purwaningsih (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Herliza Agustin (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Yolanda Effendi (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Siti Aisyah (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Ridha Fauzana (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Tisa Amelia (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Rayzul Hawari (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Andriawan (12Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)
Awaluddin (Faculty of Islamic Economics and Business Sharia Economics State Islamic University of Sjech M. Djamil Djambek Bukittinggi, Indonesia)

AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment)
Vol. 7 No. 2 (2023)

Inflation is one of the macroeconomic symptoms associated with a decline in the exchange rate (money). Inflation has always been a heated topic of discussion in various economic circles. This indicates that the effects of the economic crisis depend on the nature of each group's income and fortune. The condition is severe if the income is stable or rising but less than the inflation rate. Their material well-being improves if their income grows faster than the inflation rate. This study examines the impact of inflation and the rupiah exchange rate on Islamic banking Mudharabah savings. The data utilized are time series data from the Sharia Banking Statistics Report and the Central Statistics Agency (BPS) published by Bank Indonesia. This research method falls under the category of library research, namely searching for research data or information by reading scientific journals, reference books, published financial statements, and other library-accessible support materials for this paper. The findings of this study indicate that the variables Inflation and Exchange Rate have a significant effect on Mudharabah Savings simultaneously.