Metta: Jurnal Penelitian Multidisiplin Ilmu
Vol 1 No 6 (2023): April 2023

PRAKTIK PINJAMAN DARI BANK KELILING DALAM MENINGKATKAN PENDAPATAN MASYARAKAT DITINJAU DARI HUKUM ISLAM

Arif Fahrudhin (Institut Agama Islam Az-Zaytun Indonesia (IAI AL-AZIS) Indramayu)
Irvan Iswandi (Institut Agama Islam Az-Zaytun Indonesia (IAI AL-AZIS) Indramayu)
Ahmad Asrof Fitri (Institut Agama Islam Az-Zaytun Indonesia (IAI AL-AZIS) Indramayu)



Article Info

Publish Date
15 Apr 2023

Abstract

In everyday life, people often need lenders for urgent needs or additional capital in order for their businesses to be able to continue. Apart from official financial institutions, there are also mobile banks in the community which have their own existence because they provide convenience on terms and conditions in lending to the community, but have higher interest in return. The purpose of this research was to find out the practice of mobile bank loans in increasing people's income in Sub-village of Sembung I and to find out the review of Islamic Law on the practice of mobile bank loans in Sub-village of Sembung I. In this research, the authors used a qualitative research approach. In collecting data from the field, both from sources and in the form of documents related to the author using observation techniques, interviews and documentation. While the data processing and analysis techniques used by the authors are descriptive analysis and then interpreted in the form of qualitative descriptive. The results of this research showed that: First, Loans from Mobile Banks in increasing people's income in Sub-village of Sembung I, turned out not to be able to significantly increase people's income. Second, According to Islamic law, the existence of mobile banks whose purpose is to increase people's income is unlawful according to Islamic law. Because it contains elements of usury in it and in practice mobile banks bring more harm than benefits.

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Journal Info

Abbrev

Metta

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology

Description

Metta : Jurnal Ilmu Multidisiplin adalah jurnal multidisiplin yang diterbitkan oleh melati institute. Metta : Jurnal Ilmu Multidisiplin terbit delapan kali setahun pada bulan januari, maret, April, juni, juli, Agustus, oktober, Desember adalah jurnal peer review, akses terbuka, ilmiah dan ilmiah ...