<![CDATA[This article explores the revolutionary impact of Fintech in financial management, illustrating how technological innovation has reshaped how individuals and businesses access and manage their finances. Through qualitative descriptive analysis, this study collects data from academic literature, industry reports, and case studies to understand the role of Fintech in changing the financial landscape. FinTech has expanded access to financial services and democratized financial management, from facilitating payment transactions to providing innovative and inclusive investment services. However, the growth of Fintech also poses regulatory challenges, cybersecurity, data privacy, and the ethics of using AI. The study's conclusions reflect how Fintech, with its continuous technological advancements, is expected to continue influencing financial management while emphasizing the importance of balanced regulation and security.]]>
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