Jurnal Vokasi Indonesia
Vol. 3, No. 1

PENGARUH TINGKAT LITERASI KEUANGAN PEMILIK USAHATERHADAP PENGELOLAAN KEUANGAN. STUDI KASUS: UMKM DEPOK

Anggraeni, Birawani Dwi (Unknown)



Article Info

Publish Date
30 Jun 2015

Abstract

Financial literacy affects a person's way of thinking on the financial condition and influence strategic decisions in terms of finances and better management for business owners. This study uses secondary data as study materials which will be given to the micro level that businesses with a turnover of up to 300M per year in which the segment in general do not have good financial records to then be used as financial statements. In a study using 12 samples of SMEs in the area of Depok randomly selected. This study uses processed using descriptive statistics as well as the weighting at the level of financial literacy. Results from this study indicate that the level of financial literacy of low business owners so that the effect on the ability to manage finances. This is reflected in the financial results of the attitude of business owners where they merely record the receipt and expenditure of financial business without being accompanied by supporting documents storage. Business owners so far have not made the budget as a basis for evaluating the performance of their businesses. In addition the ability of business owners to manage cash surplus and deficit shows the majority of using banks or non-banks. They have not yet reached the stage of investing in financial products. Simple research is expected to contribute to the field of accounting related to business continuity, especially in terms of financial management business through increased financial literacy.

Copyrights © 2015






Journal Info

Abbrev

publication:jvi

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Health Professions Other

Description

a scientific journal in Universitas Indonesia. This Journal serves as a means of dissemination of scientific research results conducted by the academicians both from internal and external. JVI contains research results and applied studies on educational, social humanities, health issues, especially ...