Jurnal Pendidikan Islam dan Manajemen Ekonomi
Vol. 2 No. 1 (2024): Jurnal Pendidikan Islam dan Manajemen Ekonomi

Penerapan Mudharabah Pada Lembaga Keuangan Syariah

Maksudin (Unknown)
Khoirul Ibad (Unknown)
Fais Abdurahman Nahrowi (Unknown)



Article Info

Publish Date
25 Mar 2024

Abstract

The problems examined in this study are related to implementation Mudharabah according to Kompilasi Hukum Ekonomi Syariah (KHES) and mekanism Mudharabah in Bank Syari’ah Indonesia. This type of research is qualitative research that builds meaning based on data obtained from the field. The procedure for this qualitative research is processing data which will later produce descriptive data in the form of written and spoken words from people and behavior that can be observed. Data collection was carried out by conducting observations, in-depth interviews and documentation. Data analysis is carried out by giving meaning to the data that has been collected, then from this data a conclusion is drawn. The results of this study reveal that the implementation of mu??rabah in Sharia financial institutions, namely Bank Syari’ah Indonesia has fulfilled and is in accordance with Islamic law and what is contained in it Kompilasi Hukum Ekonomi Syariah (KHES). On BSI implementation of the contract Mudharabah only on collecting funds from customers, namely savings Mudharabah and deposit Mudharabah in the distribution of funds are not used. This is due to the large risks that will be accepted by bank BSI who must bear all losses experienced by customers as capital managers. Then the profit sharing or ratio received must be based on an agreement between both parties and will be received every month and within a predetermined time period.

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Journal Info

Abbrev

journal

Publisher

Subject

Economics, Econometrics & Finance Education

Description

Jurnal Pendidikan Islam dan Manajemen Ekonomi : Jurnal Sekolah Tinggi Agama Islam Al-Ittihad merupakan Jurnal Ilmiah bidang Ilmu Pendidikan Anak Usia Dini dan Ekonomi Syariah yang dikelola oleh Sekolah Tinggi Agama Islam Al-Ittihad Cianjur, Jawa Barat. Jurnal Pendidikan Islam dan Manajemen Ekonomi : ...