Asian Journal of Community Services (AJCS)
Vol. 3 No. 1 (2024): January 2024

Strategies for Handling Problem Loans at KSP CU Dharma Bakti Yogyakarta

Waruwu, Fanny Miktami Lady Taxi (Unknown)
Nuvriasari, Audita (Unknown)

Article Info

Publish Date
30 Jan 2024

Abstract

KSP CU Dharma Bakti as a saving and loans cooperative has a crucial role in supporting the community’s economy through providing financial services. The main challenge faced by KSP CU Dharma Bakti is effective credit management to prevent and handle problem loans. The objective of this community service to formulate the strategy for handling problem loans at this cooperative. The result of this program shows that the causes of bad credit at KSP CU Dharma Bakti are internal and external factors, such as lack of selectivity on granting credit and weak credit monitoring systems. The strategies to overcome the loan problem are rescheduling, restructuring, and forfeiture of collateral.

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Journal Info
Asian Journal of Community Services (AJCS)
Website

Abbrev

ajcs

Publisher

PT FORMOSA CENDEKIA GLOBAL

Subject

Computer Science & IT Education Social Sciences

Description

Asian Journal of Community Services (AJCS) is an international platform for publishing the results of community service practices that carried out by researchers, academics, and the wider community. The AJCS Journal aims to explore problems and solutions that focus on practices related to community ...