EFEKTIVITAS KREDIT USAHA RAKYAT PADA NASABAH UMK BRI UNIT WARUNG JAMBU DAN BSM CABANG BOGOR

Fadilla Ungaro Acsa (Universitas Islam Negeri Syarif Hidayatullah Jakarta)
Muhamad Nadratuzzaman Hosen (Universitas Islam Negeri Syarif Hidayatullah Jakarta)

Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq, Vol. 6 No. 1 (2015)

This study aims to determine the effectiveness of KUR at Bank Rakyat Indonesia in Unit Warung Jambu Bogor and Bank Syariah Mandiri in Cabang Bogor, then to analyze the differences of effectiveness of KUR in both banks. Data analysis was done in 2 ways, by descriptive analysis and statistical analysis. Descriptive analysis measured by Likert Scale. While statistical analysis measured by corelation analysis (coefficient of pearson correlation) and multiple linear regression. The study results show that KUR in BRI is more effective than KUR in BSM.