RISK : Jurnal Riset Bisnis dan Ekonomi
Vol. 4 No. 2 (2023): November 2023

Dampak Sistem Pembayaran Qris Terhadap Omset Penjualan UMKM Di Surabaya

kusmayati, nindya kartika (Unknown)
Kurniawati, Yuli (Unknown)
Wulansari, Dhyah (Unknown)
Lela, Aleksia (Unknown)



Article Info

Publish Date
01 Dec 2023

Abstract

 This research which aims to determine the impact of using the Qris payment system on MSME sales turnover in Surabaya. The research was aimed at UMKM merchants and consumers who use the Qris payment system in the city of Surabaya, with a population of 70 people from teenagers to adults. Of these 70 respondents, the authors also make it as a sample. The author chose the quantitative method in this study with the process of accumulating data by distributing questionnaires. The test uses simple linear regression, using instrument tests consisting of validity tests, reliability tests, heteroscedasticity tests, and also multicollinearity tests. Then proceed with the classical test which consists of a normality test, heteroscedasticity, and multicollinearity test. Based on the results of the t test, a simple linear regression equation is formed, namely Y = 13.985 + 0.726x, which means that the lack of use of the Qris payment system is fixed, so the effect on sales turnover also does not change. Likewise, if the use of the Qris payment system increases, the effect on sales turnover will also increase. The Qris payment system is highly recommended for consumers and MSMEs in Surabaya in the process of buying and selling transactions, as well as payments that are practical, easy, and guaranteed security.

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Journal Info

Abbrev

risk

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

RISK : Jurnal riset bisnis dan ekonomi adalah publikasi akademik yang fokus pada penelitian ilmiah di bidang ekonomi dan bisnis. Jurnal ini bertujuan untuk menyajikan temuan penelitian terbaru, analisis, dan pemahaman mendalam tentang berbagai aspek ekonomi dan bisnis. Jurnal ini mencakup berbagai ...