Komparasi Efisiensi Bank Umum Konvensional Pemerintah dan Bank Umum Konvensional Swasta dengan Pendekatan Data Envelopment Analysis

Susila, Muktar Redy
Nugroho, Wawan Cahyo
Arini, Dian

Jurnal Samudra Ekonomi dan Bisnis
Vol 15 No 1 (2024): JSEB

The research aim is to compare the level of efficiency between government-owned conventional commercial banks and privately owned conventional commercial banks. The samples are government-owned and privately owned conventional commercial banks registered in the period 2018 to 2022. The input variables used are deposits, labor costs and fixed assets; while output variables include total credit and operating income. Efficiency scores were analyzed using the data envelopment analysis method, and for the difference test the Mann-Whitney method was used. The results show that there is no significant difference in efficiency scores between government-owned conventional commercial banks and privately owned conventional commercial banks.